Mission Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Core deposits to total deposits fell 0.53 percentage points from Q1 2026 to Q2 2026, ending at 95.07% against 95.61%. It was the largest change among the key lines on this page. On loan-to-deposit ratio, Mission Bank is 1st from the bottom among 12 Arizona banks, 41.60% (Q2 2026). Mission Bank reported 41.60% on loan-to-deposit ratio for Q2 2026, 39.24 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $108.0M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 41.60% |
| Net loans and leases to deposits | 41.11% |
| Loans and leases to core deposits | 43.75% |
| Core deposits to total deposits | 95.07% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 38.19% | 97.50% | $0 | $0 |
| Q4 2023 | 43.26% | 96.79% | $0 | $14.5M |
| Q1 2024 | 43.25% | 95.56% | $0 | $12.0M |
| Q2 2024 | 42.25% | 95.65% | $0 | $5.0M |
| Q3 2024 | 42.62% | 94.56% | $0 | $0 |
| Q4 2024 | 44.14% | 94.44% | $0 | $0 |
| Q1 2025 | 42.06% | 94.07% | $0 | $0 |
| Q2 2025 | 39.97% | 94.07% | $0 | $0 |
| Q3 2025 | 39.71% | 94.90% | $0 | $0 |
| Q4 2025 | 40.26% | 95.37% | $0 | $0 |
| Q1 2026 | 41.86% | 95.61% | $0 | $0 |
| Q2 2026 | 41.60% | 95.07% | $0 | $0 |
Mission Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Mission Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mission Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57137) · FFIEC NIC profile (RSSD 2963275)