Mission Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mission Bank of Kingman, AZ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.48% | 1.34% | -0.86% | 13th bottom |
| ROAE | 7.00% | 13.32% | -6.32% | 21st bottom |
| Net Interest Margin | 3.23% | 3.93% | -0.70% | 17th bottom |
| Efficiency Ratio | 80.65% | 61.14% | +19.51% | 13th bottom |
| PPNR / Avg Assets | 0.66% | 1.68% | -1.02% | 11th bottom |
| Yield on Earning Assets | 3.99% | 5.67% | -1.68% | 3rd bottom |
| Cost of Funds | 0.79% | 1.88% | -1.09% | 95th top |
| Net Interest Spread | 2.49% | 3.32% | -0.83% | 13th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.24% | 0.94% | -0.70% | 61st above |
| NPA / Total Assets | 0.09% | 0.70% | -0.61% | 71st above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.16% | 1.28% | -0.12% | 46th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 481.40% | 1538.88% | -1057.48% | 70th above |
| Texas Ratio | 1.24% | 7.33% | -6.09% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.02% | 19.50% | -0.48% | 74th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.02% | 19.54% | -0.52% | 74th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.97% | 20.62% | -0.65% | 73rd above |
| Leverage Ratio | 9.45% | 12.14% | -2.69% | 20th bottom |
| Equity / Assets | 7.03% | 11.38% | -4.35% | 7th bottom |
| TCE / Tangible Assets | 7.03% | 11.09% | -4.06% | 8th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 41.60% | 80.64% | -39.04% | 95th top |
| Core Deposit Ratio | 95.07% | 86.86% | +8.21% | 84th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.05% | 6.85% | -9.90% | 8th bottom |
| Loan Growth (Y/Y) | 0.11% | 7.90% | -7.79% | 23rd bottom |
| Deposit Growth (Y/Y) | -3.80% | 6.29% | -10.09% | 9th bottom |
See Mission Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mission Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mission Bank profile, how to read a UBPR, or how this data updates.