Mission Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 16.23 percentage points in Q2 2026, from 465.17% to 481.40%. It was the largest change from Q1 2026 among the key lines here. Within Arizona, Mission Bank is 7th of 12 on return on assets, 0.48% as of Q2 2026, below the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Mission Bank reported 0.48% on return on assets in Q2 2026, 0.77 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19.02% |
| Tier 1 risk-based capital ratio | 19.02% |
| Total risk-based capital ratio | 19.97% |
| Tier 1 leverage ratio | 9.45% |
| Equity capital to assets | 7.03% |
| Tangible equity to tangible assets | 7.03% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.09% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 1.24% |
| Allowance for credit losses to loans | 1.16% |
| Reserve coverage of non-performing loans | 481.40% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.48% |
| Return on equity | 7.00% |
| Net interest margin | 3.23% |
| Efficiency ratio | 80.65% |
| Yield on earning assets | 3.99% |
| Cost of funds | 0.79% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 41.60% |
| Core deposits to total deposits | 95.07% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 92.41% |
| Securities to assets | 44.76% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 14.12% | 14.12% | 14.97% | 7.11% | 0.77% |
| Q4 2023 | 14.42% | 14.42% | 15.26% | 7.29% | 0.96% |
| Q1 2024 | 14.60% | 14.60% | 15.44% | 7.36% | 0.28% |
| Q2 2024 | 14.79% | 14.79% | 15.64% | 7.53% | 0.26% |
| Q3 2024 | 16.53% | 16.53% | 17.42% | 8.69% | 0.19% |
| Q4 2024 | 16.71% | 16.71% | 17.62% | 8.81% | 0.37% |
| Q1 2025 | 16.54% | 16.54% | 17.43% | 8.76% | 0.18% |
| Q2 2025 | 17.54% | 17.54% | 18.47% | 8.62% | 0.21% |
| Q3 2025 | 17.74% | 17.74% | 18.66% | 8.66% | 0.37% |
| Q4 2025 | 19.00% | 19.00% | 19.97% | 9.01% | 0.70% |
| Q1 2026 | 19.06% | 19.06% | 20.02% | 9.39% | 0.60% |
| Q2 2026 | 19.02% | 19.02% | 19.97% | 9.45% | 0.48% |
Mission Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Mission Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Mission Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57137) · FFIEC NIC profile (RSSD 2963275)