Branch Network
Mount Vernon Bank Locations & Branches Mount Vernon, Georgia
BankRegReports is independent of Mount Vernon Bank and never asks for online banking logins or passwords.
Mount Vernon Bank operates 5 branches from its headquarters in Mount Vernon, GA, .
Mount Vernon Bank branch network
All 5 branches are in GEORGIA, across 4 cities. Vidalia, GA has the most of its branches, 2. Its largest office by deposits is the Vidalia Branch office in Vidalia, GA, with $87.5M (43.8% of its branch deposits). On June 30, 2025 it had 3 branches, 2 fewer than in 2026.
Mount Vernon Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.26% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $217.6M
- Tier 1 leverage ratio, Q2 2026
- 10.26%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1901
Full financial profile · Is Mount Vernon Bank safe? · Mount Vernon Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mount Vernon, GA (1 branch) | 1 of 1 | 100.0% | $63.6M |
| State: GA (5 branches) | 112 of 177 | <0.1% | $199.7M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Mount Vernon Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Toombs, GA (2 branches) | 5 of 7 | 10.6% | $114.8M | $1.09B |
| Montgomery, GA (1 branch) | 1 of 2 | 60.3% | $63.6M | $105.6M |
| Telfair, GA (2 branches) | 3 of 3 | 10.1% | $21.3M | $211.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Vidalia, GA (3 branches) | 3 of 7 | 15.0% | $178.4M | $1.19B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Vidalia Branch | Vidalia, GA | 30474 | $87.5M |
| Mount Vernon Bank (main office) | Mount Vernon, GA | 30445 | $63.6M |
| West First Street Branch | Vidalia, GA | 30474 | $27.2M |
| Bank of Lumber City Branch | Lumber City, GA | 31549 | $15.1M |
| Telfair County Bank Branch | Mcrae Helena, GA | 31055 | $6.2M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 8028) · FFIEC NIC profile (RSSD 807432)