Mutual Savings Association: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mutual Savings Association of Leavenworth, KS against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.55% | 1.25% | +0.30% | 66th above |
| ROAE | 6.80% | 12.22% | -5.42% | 19th bottom |
| Net Interest Margin | 4.17% | 3.95% | +0.22% | 62nd above |
| Efficiency Ratio | 55.09% | 63.71% | -8.62% | 68th above |
| PPNR / Avg Assets | 2.08% | — | — | 75th top |
| Yield on Earning Assets | 6.19% | 5.67% | +0.52% | 77th top |
| Cost of Funds | 2.45% | 1.87% | +0.58% | 16th bottom |
| Net Interest Spread | 3.57% | — | — | 62nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.11% | 0.88% | +0.23% | 25th below |
| NPA / Total Assets | 0.81% | — | — | 26th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 49th below |
| ACL / Total Loans | 1.02% | — | — | 29th below |
| ACL / NPLs (Coverage) | 92.27% | — | — | 24th bottom |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.38% | 5.96% | -2.58% | 45th below |
| Provision / NCO | 11900.00% | — | — | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 31.86% | 17.18% | +14.68% | 94th top |
| Tier 1 Ratio | 31.86% | 17.21% | +14.65% | 93rd top |
| Total Capital Ratio | 32.95% | — | — | 94th top |
| Leverage Ratio | 23.84% | 11.75% | +12.09% | 97th top |
| Equity / Assets | 23.20% | 10.98% | +12.22% | 97th top |
| TCE / Tangible Assets | 23.20% | — | — | 97th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 108.34% | 80.44% | +27.90% | 5th bottom |
| Core Deposit Ratio | 81.90% | 86.95% | -5.05% | 20th bottom |
| Wholesale Funding Ratio | 11.82% | — | — | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.19% | — | — | 69th above |
| Loan Growth (Y/Y) | 14.51% | — | — | 85th top |
| Deposit Growth (Y/Y) | 5.48% | — | — | 60th above |
See Mutual Savings Association's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mutual Savings Association, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mutual Savings Association profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Mutual Savings Association peer analysis.