Nekoosa Port Edwards State Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q3 2026 was in Fed funds sold and reverse repos: 22.3% higher than in Q2 2026, at $3.3M. Nekoosa Port Edwards State Bank ranks 125th of 153 Wisconsin banks on loan-to-deposit ratio, in the lower half at 73.81% (Q3 2026). The median for banks in the $100M-1B asset tier is 80.94% on loan-to-deposit ratio. Nekoosa Port Edwards State Bank sits 7.13 points lower, at 73.81% (Q3 2026); the peer median is as of Q2 2026.
Liquid assets
| Line item | Q3 2026 |
|---|---|
| Cash and balances due from depository institutions | $68.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $105.6M |
| Fed funds sold and reverse repos | $3.3M |
| Fed funds sold and reverse repos to assets | 1.11% |
Borrowed funds
| Line item | Q3 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 73.81% |
| Net loans and leases to deposits | 72.23% |
| Loans and leases to core deposits | 105.88% |
| Core deposits to total deposits | 69.71% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q4 2023 | 78.30% | 81.90% | $0 | $0 |
| Q1 2024 | 75.93% | 78.57% | $0 | $0 |
| Q2 2024 | 75.98% | 76.79% | $0 | $0 |
| Q3 2024 | 72.39% | 75.74% | $0 | $0 |
| Q4 2024 | 70.24% | 77.77% | $0 | $0 |
| Q1 2025 | 72.24% | 77.40% | $0 | $0 |
| Q2 2025 | 76.57% | 76.49% | $0 | $0 |
| Q3 2025 | 73.53% | 76.49% | $0 | $0 |
| Q4 2025 | 71.90% | 76.88% | $0 | $0 |
| Q1 2026 | 74.41% | 72.37% | $0 | $0 |
| Q2 2026 | 75.34% | 70.41% | $0 | $0 |
| Q3 2026 | 73.81% | 69.71% | $0 | $0 |
Nekoosa Port Edwards State Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nekoosa Port Edwards State Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nekoosa Port Edwards State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2482) · FFIEC NIC profile (RSSD 791942)