Nekoosa Port Edwards State Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q3 2026 was in Accumulated other comprehensive income: 70.4% lower than in Q2 2026, at -$1.9M. On CET1 ratio, Nekoosa Port Edwards State Bank ranks 4th highest among the 85 banks headquartered in Wisconsin, at 28.52% (Q3 2026). Against a median of 15.07% for banks in the $100M-1B asset tier, Nekoosa Port Edwards State Bank reported 28.52% on CET1 ratio in Q3 2026, 13.45 points higher; the peer median is as of Q2 2026.
Risk-based capital ratios
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 ratio | 28.52% |
| Tier 1 risk-based capital ratio | 28.52% |
| Total risk-based capital ratio | 29.78% |
| Tier 1 leverage ratio | 14.76% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q3 2026 |
|---|---|
| Common equity Tier 1 capital | $43.1M |
| Tier 1 capital | $43.1M |
| Total risk-based capital | $45.0M |
| Total equity capital | $41.2M |
| Risk-weighted assets | $151.1M |
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| Equity capital to total assets | 13.97% |
| Tangible equity to tangible assets | 13.97% |
| Equity capital to average assets | 14.11% |
| Internal capital growth rate | 7.79% |
Capital structure
| Line item | Q3 2026 |
|---|---|
| Common stock | $1.6M |
| Common stock surplus | $14.0M |
| Retained earnings | $27.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.9M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q4 2023 | 26.24% | 26.24% | 27.50% | 15.60% | $145.5M |
| Q1 2024 | 26.83% | 26.83% | 28.10% | 14.55% | $140.6M |
| Q2 2024 | 27.25% | 27.25% | 28.52% | 14.96% | $140.5M |
| Q3 2024 | 27.16% | 27.16% | 28.43% | 14.74% | $143.0M |
| Q4 2024 | 27.39% | 27.39% | 28.66% | 14.63% | $144.1M |
| Q1 2025 | 27.81% | 27.81% | 29.08% | 14.09% | $141.4M |
| Q2 2025 | 26.76% | 26.76% | 28.02% | 14.93% | $149.5M |
| Q3 2025 | 27.49% | 27.49% | 28.76% | 14.76% | $148.2M |
| Q4 2025 | 27.55% | 27.55% | 28.82% | 15.05% | $151.1M |
| Q1 2026 | 27.66% | 27.66% | 28.93% | 14.41% | $150.2M |
| Q2 2026 | 28.39% | 28.39% | 29.66% | 15.06% | $148.9M |
| Q3 2026 | 28.52% | 28.52% | 29.78% | 14.76% | $151.1M |
Nekoosa Port Edwards State Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nekoosa Port Edwards State Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nekoosa Port Edwards State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2482) · FFIEC NIC profile (RSSD 791942)