Nekoosa Port Edwards State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q2 2026, Total interest expense rose 7.0% in Q3 2026 to $1.5M, the biggest move on this page. On net interest margin, Nekoosa Port Edwards State Bank is 9th from the bottom among 153 Wisconsin banks, 2.91% (Q3 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Nekoosa Port Edwards State Bank sits 1.04 points lower, at 2.91% (Q3 2026); the peer median is as of Q2 2026.
Asset yields
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 4.96% |
| Yield on loans | 5.99% |
| Yield on securities | 2.88% |
Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 2.38% |
| Cost of interest-bearing deposits | 2.93% |
| Cost of interest-bearing liabilities | 2.93% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 2.91% |
| Yield to cost spread | 2.03% |
Interest income and expense
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $2.7M |
| Total interest expense | $1.5M |
| Interest expense on deposits | $1.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 4.56% | 1.94% | 2.90% | 4.94% | 2.25% |
| Q1 2024 | 4.52% | 2.04% | 2.76% | 4.98% | 2.29% |
| Q2 2024 | 4.71% | 2.26% | 2.77% | 5.10% | 2.33% |
| Q3 2024 | 4.70% | 2.35% | 2.68% | 5.27% | 2.37% |
| Q4 2024 | 4.89% | 2.37% | 2.84% | 5.36% | 2.57% |
| Q1 2025 | 4.59% | 2.22% | 2.68% | 5.37% | 2.64% |
| Q2 2025 | 4.87% | 2.29% | 2.91% | 5.52% | 2.66% |
| Q3 2025 | 5.07% | 2.27% | 3.12% | 6.05% | 2.70% |
| Q4 2025 | 5.13% | 2.23% | 3.21% | 5.83% | 3.08% |
| Q1 2026 | 4.75% | 2.15% | 2.91% | 5.81% | 2.49% |
| Q2 2026 | 5.08% | 2.32% | 3.09% | 5.91% | 3.20% |
| Q3 2026 | 4.96% | 2.38% | 2.91% | 5.99% | 2.88% |
Nekoosa Port Edwards State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nekoosa Port Edwards State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nekoosa Port Edwards State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2482) · FFIEC NIC profile (RSSD 791942)