Newfield National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 9.4% in Q2 2026, from -$27.4M to -$24.8M. It was the largest change from Q1 2026 among the key lines here. Within New Jersey, Newfield National Bank is 10th of 37 on CET1 ratio, 18.68% as of Q2 2026, above the middle of the field. The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Newfield National Bank sits 3.61 points higher, at 18.68% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 18.68% |
| Tier 1 risk-based capital ratio | 18.68% |
| Total risk-based capital ratio | 19.93% |
| Tier 1 leverage ratio | 10.07% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $93.6M |
| Tier 1 capital | $93.6M |
| Total risk-based capital | $99.9M |
| Total equity capital | $68.8M |
| Risk-weighted assets | $501.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 7.74% |
| Tangible equity to tangible assets | 7.74% |
| Equity capital to average assets | 7.40% |
| Internal capital growth rate | 5.66% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $701K |
| Common stock surplus | $7.7M |
| Retained earnings | $85.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$24.8M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 16.58% | 16.58% | 17.84% | 8.56% | $496.4M |
| Q4 2023 | 17.08% | 17.08% | 18.33% | 8.67% | $488.5M |
| Q1 2024 | 17.51% | 17.51% | 18.76% | 9.01% | $481.9M |
| Q2 2024 | 17.87% | 17.87% | 19.12% | 9.22% | $480.4M |
| Q3 2024 | 18.13% | 18.13% | 19.38% | 9.30% | $482.3M |
| Q4 2024 | 18.35% | 18.35% | 19.61% | 9.27% | $482.9M |
| Q1 2025 | 18.80% | 18.80% | 20.05% | 9.57% | $477.5M |
| Q2 2025 | 18.63% | 18.63% | 19.88% | 9.68% | $486.3M |
| Q3 2025 | 18.43% | 18.43% | 19.69% | 9.68% | $494.4M |
| Q4 2025 | 18.93% | 18.93% | 20.18% | 9.80% | $490.7M |
| Q1 2026 | 18.91% | 18.91% | 20.16% | 10.04% | $495.9M |
| Q2 2026 | 18.68% | 18.68% | 19.93% | 10.07% | $501.0M |
Newfield National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Newfield National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newfield National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14646) · FFIEC NIC profile (RSSD 632410)