Newfield National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Newfield National Bank of Newfield, NJ against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.34% | -0.76% | 15th bottom |
| ROAE | 7.92% | 13.32% | -5.40% | 25th below |
| Net Interest Margin | 3.22% | 3.93% | -0.71% | 17th bottom |
| Efficiency Ratio | 72.11% | 61.13% | +10.98% | 24th bottom |
| PPNR / Avg Assets | 0.82% | 1.68% | -0.86% | 15th bottom |
| Yield on Earning Assets | 4.22% | 5.67% | -1.45% | 4th bottom |
| Cost of Funds | 1.09% | 1.88% | -0.79% | 88th top |
| Net Interest Spread | 2.72% | 3.32% | -0.60% | 21st bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.03% | 0.94% | -0.91% | 81st top |
| NPA / Total Assets | 0.02% | 0.70% | -0.68% | 83rd top |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 78th top |
| ACL / Total Loans | 1.33% | 1.28% | +0.05% | 66th above |
| ACL / NPLs (Coverage) | 4200.68% | 1536.16% | +2664.52% | — |
| Texas Ratio | 0.20% | 7.34% | -7.14% | 85th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.68% | 19.50% | -0.82% | 72nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.68% | 19.54% | -0.86% | 72nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 19.93% | 20.62% | -0.69% | 73rd above |
| Leverage Ratio | 10.07% | 12.14% | -2.07% | 33rd below |
| Equity / Assets | 7.74% | 11.38% | -3.64% | 11th bottom |
| TCE / Tangible Assets | 7.74% | 11.10% | -3.36% | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 59.14% | 80.65% | -21.51% | 84th top |
| Core Deposit Ratio | 98.59% | 86.85% | +11.74% | 97th top |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 3.72% | 5.03% | -1.31% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.03% | 6.86% | -4.83% | 33rd below |
| Loan Growth (Y/Y) | 2.47% | 7.91% | -5.44% | 33rd below |
| Deposit Growth (Y/Y) | -1.50% | 6.29% | -7.79% | 15th bottom |
See Newfield National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Newfield National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Newfield National Bank profile, how to read a UBPR, or how this data updates.