Newfield National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 2.80 percentage points higher than in Q1 2026, at 59.14%. Newfield National Bank ranks 41st of 49 New Jersey banks on loan-to-deposit ratio, in the lower half at 59.14% (Q2 2026). Newfield National Bank reported 59.14% on loan-to-deposit ratio for Q2 2026, 21.70 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | — |
| Cash and noninterest-bearing balances to assets | 1.24% |
| Cash and securities | $388.1M |
| Fed funds sold and reverse repos | $45.7M |
| Fed funds sold and reverse repos to assets | 5.13% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $14.6M |
| Other borrowed money | $18.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.08% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.14% |
| Net loans and leases to deposits | 58.35% |
| Loans and leases to core deposits | 59.98% |
| Core deposits to total deposits | 98.59% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 54.37% | 96.76% | $0 | $2K |
| Q4 2023 | 55.19% | 98.38% | $0 | $9.6M |
| Q1 2024 | 56.20% | 98.13% | $0 | $12.2M |
| Q2 2024 | 54.71% | 94.40% | $0 | $1K |
| Q3 2024 | 53.87% | 96.43% | $0 | $5K |
| Q4 2024 | 53.01% | 98.38% | $0 | $1K |
| Q1 2025 | 54.50% | 98.28% | $0 | $4.5M |
| Q2 2025 | 56.85% | 98.27% | $0 | $16.0M |
| Q3 2025 | 55.04% | 98.49% | $0 | $2K |
| Q4 2025 | 56.94% | 98.61% | $0 | $15.8M |
| Q1 2026 | 56.33% | 98.35% | $227K | $1K |
| Q2 2026 | 59.14% | 98.59% | $14.6M | $18.5M |
Newfield National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Newfield National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newfield National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14646) · FFIEC NIC profile (RSSD 632410)