Newfield National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 97.39 percentage points higher than in Q1 2026, at 4200.68%. Newfield National Bank ranks 28th of 49 New Jersey banks on return on assets, in the lower half at 0.58% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Newfield National Bank reported 0.58% on return on assets in Q2 2026, 0.68 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 18.68% |
| Tier 1 risk-based capital ratio | 18.68% |
| Total risk-based capital ratio | 19.93% |
| Tier 1 leverage ratio | 10.07% |
| Equity capital to assets | 7.74% |
| Tangible equity to tangible assets | 7.74% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.03% |
| Non-performing assets ratio | 0.02% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 0.20% |
| Allowance for credit losses to loans | 1.33% |
| Reserve coverage of non-performing loans | 4200.68% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.58% |
| Return on equity | 7.92% |
| Net interest margin | 3.22% |
| Efficiency ratio | 72.11% |
| Yield on earning assets | 4.22% |
| Cost of funds | 1.09% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 59.14% |
| Core deposits to total deposits | 98.59% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.24% |
| Securities to assets | 37.28% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 16.58% | 16.58% | 17.84% | 8.56% | 1.06% |
| Q4 2023 | 17.08% | 17.08% | 18.33% | 8.67% | 0.73% |
| Q1 2024 | 17.51% | 17.51% | 18.76% | 9.01% | 0.82% |
| Q2 2024 | 17.87% | 17.87% | 19.12% | 9.22% | 0.76% |
| Q3 2024 | 18.13% | 18.13% | 19.38% | 9.30% | 0.83% |
| Q4 2024 | 18.35% | 18.35% | 19.61% | 9.27% | 0.92% |
| Q1 2025 | 18.80% | 18.80% | 20.05% | 9.57% | 0.67% |
| Q2 2025 | 18.63% | 18.63% | 19.88% | 9.68% | 0.73% |
| Q3 2025 | 18.43% | 18.43% | 19.69% | 9.68% | 0.76% |
| Q4 2025 | 18.93% | 18.93% | 20.18% | 9.80% | 0.90% |
| Q1 2026 | 18.91% | 18.91% | 20.16% | 10.04% | 0.82% |
| Q2 2026 | 18.68% | 18.68% | 19.93% | 10.07% | 0.58% |
Newfield National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Newfield National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newfield National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 14646) · FFIEC NIC profile (RSSD 632410)