Newfirst National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.67 percentage points in Q2 2026, from 84.22% to 86.88%. It was the largest change from Q1 2026 among the key lines here. Within Texas, Newfirst National Bank is 85th of 346 on loan-to-deposit ratio, 85.76% as of Q2 2026, above the middle of the field. Newfirst National Bank reported 85.76% on loan-to-deposit ratio for Q2 2026, 4.92 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $161.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $211.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 85.76% |
| Net loans and leases to deposits | 84.57% |
| Loans and leases to core deposits | 86.88% |
| Core deposits to total deposits | 98.70% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 74.09% | 98.97% | $0 | $0 |
| Q4 2023 | 78.63% | 98.47% | $0 | $0 |
| Q1 2024 | 80.48% | 98.56% | $0 | $0 |
| Q2 2024 | 82.94% | 98.68% | $0 | $0 |
| Q3 2024 | 86.45% | 98.68% | $0 | $0 |
| Q4 2024 | 85.33% | 98.64% | $0 | $0 |
| Q1 2025 | 86.32% | 98.62% | $0 | $0 |
| Q2 2025 | 89.23% | 98.55% | $0 | $0 |
| Q3 2025 | 83.86% | 98.57% | $0 | $0 |
| Q4 2025 | 83.85% | 98.88% | $0 | $0 |
| Q1 2026 | 83.21% | 98.81% | $0 | $0 |
| Q2 2026 | 85.76% | 98.70% | $0 | $0 |
Newfirst National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Newfirst National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Newfirst National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 3183) · FFIEC NIC profile (RSSD 938859)