North Shore Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks North Shore Bank of Brookfield, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.46% | -0.41% | 33rd below |
| ROAE | 6.92% | 12.72% | -5.80% | 16th bottom |
| Net Interest Margin | 3.96% | 3.85% | +0.11% | 66th above |
| Efficiency Ratio | 69.18% | 57.39% | +11.79% | 22nd bottom |
| PPNR / Avg Assets | 1.38% | 1.88% | -0.50% | 31st below |
| Yield on Earning Assets | 5.22% | 5.72% | -0.50% | 31st below |
| Cost of Funds | 1.55% | 2.02% | -0.47% | 79th top |
| Net Interest Spread | 3.57% | 3.18% | +0.39% | 80th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.10% | 1.00% | -0.90% | 89th top |
| NPA / Total Assets | 0.08% | 0.76% | -0.68% | 88th top |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 54th above |
| ACL / Total Loans | 0.67% | 1.31% | -0.64% | 8th bottom |
| ACL / NPLs (Coverage) | 686.70% | 543.20% | +143.50% | 86th top |
| Texas Ratio | 0.52% | 7.40% | -6.88% | 92nd top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 164.84% | 619.14% | -454.30% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.45% | 11.43% | +3.02% | 91st top |
| Equity / Assets | 15.31% | 11.33% | +3.98% | 94th top |
| TCE / Tangible Assets | 14.41% | 10.50% | +3.91% | 93rd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 95.10% | 86.94% | +8.16% | 30th below |
| Core Deposit Ratio | 95.95% | 85.54% | +10.41% | 90th top |
| Uninsured Deposit Ratio | 11.80% | 33.14% | -21.34% | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.22% | 9.69% | -5.47% | 44th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.11% | 8.06% | -0.95% | 59th above |
| Deposit Growth (Y/Y) | 3.72% | 7.87% | -4.15% | 42nd below |
See North Shore Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock North Shore Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full North Shore Bank profile, how to read a UBPR, or how this data updates.