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North Shore Trust and Savings Locations & Branches Waukegan, Illinois
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North Shore Trust and Savings operates 3 branches from its headquarters in Waukegan, IL, .
North Shore Trust and Savings branch network
All 3 branches are in ILLINOIS, across 2 cities. Waukegan, IL has the most of its branches, 2. Its largest office by deposits is its main office in Waukegan, IL, with $120.7M (60.0% of its branch deposits). It had the same number of branches on June 30, 2025.
North Shore Trust and Savings at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 25.24% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $270.3M
- Tier 1 leverage ratio, Q2 2026
- 25.24%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1921
Full financial profile · Is North Shore Trust and Savings safe? · North Shore Trust and Savings call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Waukegan, IL (2 branches) | 2 of 10 | 10.6% | $171.6M |
| State: IL (3 branches) | 209 of 379 | <0.1% | $201.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
North Shore Trust and Savings's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lake, IL (3 branches) | 19 of 30 | 0.6% | $201.3M | $31.01B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chicago-Naperville-Elgin, IL-IN-WI (3 branches) | 97 of 150 | <0.1% | $201.3M | $632.03B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| North Shore Trust and Savings (main office) | Waukegan, IL | 60085 | $120.7M |
| Waukegan Branch | Waukegan, IL | 60085 | $50.9M |
| Sand Lake Branch | Lindenhurst, IL | 60046 | $29.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 27683) · FFIEC NIC profile (RSSD 775773)