North State Bank Routing Number (ABA): 053112356

North State Bank at a glance

Its CET1 capital ratio was 11.34% at Q2 2026, above regulatory requirements.

Total assets, Q2 2026

$1.46B

CET1 ratio, Q2 2026

11.34%

Deposit insurance

FDIC

Regulator

Federal Reserve

Domestic offices

7 FDIC institution directory, current count

Established

2000

Full financial profile · Is North State Bank safe? · Branch locations

What the digits mean

The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 1235, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.

Before you send money to North State Bank

A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.

Match this number against the one on your North State Bank checks or in its online banking. Ask the bank for wire instructions (http://www.northstatebank.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.

About North State Bank

North State Bank is headquartered in Raleigh, North Carolina and was established in 2000. It is in the RALEIGH-CARY, NC metro area. It reported $1.46B in total assets and $1.23B in deposits for Q2 2026, the 12th largest of the 38 banks headquartered in North Carolina. It reports 7 domestic offices. Its deposits have been FDIC insured since 2000. Its primary federal regulator is the Federal Reserve. 6 other banks and credit unions headquartered in Raleigh have a routing number listed here.

What the digits in 053112356 mean

The first four digits, 0531, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 1235, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 11 + 11 = 100, a multiple of 10, so 053112356 is a well-formed routing number. A mistyped digit almost always breaks that sum.

What is the North State Bank routing number?

The North State Bank routing number is 053112356. It is the primary ABA routing transit number registered to North State Bank, headquartered in Raleigh, NC. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.

What is the North State Bank wire routing number?

This page lists the primary routing number registered to North State Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with North State Bank before sending a wire.

Is ABA number 053112356 the routing number for North State Bank?

Yes. It is the primary routing number registered to North State Bank.

Which bank uses routing number 053112356?

It belongs to North State Bank, headquartered in Raleigh, NC. It is the bank's primary ABA routing number (FDIC certificate 35519).

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