Northview Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northview Bank of Sandstone, MN against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.69% | 1.25% | +0.44% | 73rd above |
| ROAE | 15.90% | 13.17% | +2.73% | 70th above |
| Net Interest Margin | 5.00% | 3.95% | +1.05% | 92nd top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 61.20% | 61.50% | -0.30% | 49th below |
| PPNR / Avg Assets | 2.04% | — | — | 73rd above |
| Yield on Earning Assets | 6.32% | 5.67% | +0.65% | 81st top |
| Cost of Funds | 1.41% | 1.87% | -0.46% | 74th above |
| Net Interest Spread | 4.40% | — | — | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.50% | 0.93% | -0.43% | 45th below |
| NPA / Total Assets | 0.41% | — | — | 43rd below |
| NCO / Avg Loans | -0.04% | 0.15% | -0.19% | 94th top |
| ACL / Total Loans | 1.29% | — | — | 61st above |
| ACL / NPLs (Coverage) | 258.06% | — | — | 55th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.30% | 6.06% | -2.76% | 45th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.75% | 11.75% | -1.00% | 45th below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.85% | 10.98% | -0.13% | 57th above |
| TCE / Tangible Assets | 10.39% | — | — | 54th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.28% | 80.44% | +16.84% | 15th bottom |
| Core Deposit Ratio | 94.17% | 86.95% | +7.22% | 80th top |
| Wholesale Funding Ratio | 5.22% | — | — | 36th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.48% | — | — | 28th below |
| Loan Growth (Y/Y) | 10.42% | — | — | 74th above |
| Deposit Growth (Y/Y) | 1.86% | — | — | 34th below |
See Northview Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northview Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northview Bank profile, how to read a UBPR, or how this data updates.