Northview Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 6.11 percentage points in Q2 2026, from 91.17% to 97.28%. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Northview Bank is 66th of 221 on return on assets, 1.69% as of Q2 2026. Northview Bank reported 1.69% on return on assets for Q2 2026, 0.43 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.75% |
| Equity capital to assets | 10.85% |
| Tangible equity to tangible assets | 10.39% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.50% |
| Non-performing assets ratio | 0.41% |
| Net charge-off ratio | -0.04% |
| Texas ratio | 3.30% |
| Allowance for credit losses to loans | 1.29% |
| Reserve coverage of non-performing loans | 258.06% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.69% |
| Return on equity | 15.90% |
| Net interest margin | 5.00% |
| Efficiency ratio | 61.20% |
| Yield on earning assets | 6.32% |
| Cost of funds | 1.41% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.28% |
| Core deposits to total deposits | 94.17% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.57% |
| Securities to assets | 12.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.32% | 1.26% | 3.94% | 0.26% | 0.01% |
| Q4 2023 | 10.29% | 0.54% | 4.00% | 0.24% | -0.01% |
| Q1 2024 | 9.46% | -1.49% | 3.75% | 0.20% | -0.05% |
| Q2 2024 | 9.92% | 2.33% | 3.84% | 0.19% | -0.01% |
| Q3 2024 | 9.78% | 0.82% | 3.80% | 0.66% | -0.01% |
| Q4 2024 | 9.96% | 1.04% | 4.27% | 0.62% | -0.04% |
| Q1 2025 | 9.94% | 1.04% | 4.14% | 0.59% | 0.00% |
| Q2 2025 | 10.23% | 0.98% | 4.47% | 0.61% | 0.00% |
| Q3 2025 | 10.55% | 2.30% | 4.92% | 0.58% | 0.04% |
| Q4 2025 | 10.59% | 1.53% | 5.07% | 0.56% | -0.11% |
| Q1 2026 | 10.63% | 1.45% | 4.81% | 0.52% | 0.00% |
| Q2 2026 | 10.75% | 1.69% | 5.00% | 0.50% | -0.04% |
Northview Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Northview Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northview Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10956) · FFIEC NIC profile (RSSD 16551)