OceanFirst Bank, N.A.: Return on Equity
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Data as of · sourced from FFIEC call reports. How we update
OceanFirst Bank, N.A. reported a return on equity of 0.70% as of Q2 2026, ranking #3,488 of 3,612 U.S. banks (3rd percentile). That is down 4.19 percentage points from 4.89% a year earlier, and below the 11.15% median of the 122 Regional Banks ($10B–$100B in assets). Return on Equity (ROE) is the rate of return banks earn on common shareholders' equity, the standard equity-investor measure of bank profitability.
12-Quarter Trend
Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.
National Context
What is the Return on Equity?
Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.
Read ROE together with ROA and the equity-to-assets ratio. ROE equals ROA times the ratio of assets to equity, so a bank can raise ROE by holding less capital without earning more on its assets; a high ROE built on thin capital is weaker than the same ROE built on a high ROA. Subchapter S banks pay no income tax at the bank level, so their ROE runs higher than a C corporation bank with the same pretax earnings. Share buybacks shrink equity and lift ROE with no change in profit.
Full definition & formula →Frequently asked questions
What is OceanFirst Bank, N.A.'s Return on Equity?
OceanFirst Bank, N.A.'s Return on Equity was 0.70% as of Q2 2026, ranking #3488 of 3,612 U.S. banks.
What is the Return on Equity?
Return on equity (ROE) is a bank's annualized net income divided by its average shareholders' equity, expressed as a percentage. It is the return the bank earns on the capital its owners have invested.
More OceanFirst Bank, N.A. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full OceanFirst Bank, N.A. profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 28359) · FFIEC NIC profile (RSSD 85472)