OceanFirst Bank, N.A.: Non-Performing Assets Ratio
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Data as of · sourced from FFIEC call reports. How we update
OceanFirst Bank, N.A. reported a non-performing assets ratio of 0.53% as of Q2 2026, ranking #1,442 of 3,642 U.S. banks (60th percentile). That is up 0.21 percentage points from 0.31% a year earlier, and above the 0.48% median of the 124 banks with $10B to $100B in assets. The NPA ratio extends NPL to include other real estate owned (OREO), the full picture of distressed assets relative to the bank's size.
12-Quarter Trend
Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.
National Context
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
Compare the NPA ratio with the NPL ratio. When OREO makes up a large share of NPAs, the bank has completed foreclosures but has not sold the property, which can mean a weak local real estate market. Because the denominator is total assets, a bank with a small loan book relative to its securities shows a lower NPA ratio than its loan problems deserve.
Non-Performing Assets Ratio: definition, formula and benchmarks →Frequently asked questions
What is OceanFirst Bank, N.A.'s Non-Performing Assets Ratio?
OceanFirst Bank, N.A.'s Non-Performing Assets Ratio was 0.53% as of Q2 2026, ranking #1442 of 3,642 U.S. banks.
What is the Non-Performing Assets Ratio?
Non-performing assets (NPAs) are a bank's non-performing loans plus other real estate owned (OREO), the property it has taken through foreclosure. The NPA ratio divides them by total assets, so it measures the whole stock of troubled assets, not only troubled loans.
More OceanFirst Bank, N.A. metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full OceanFirst Bank, N.A. profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 28359) · FFIEC NIC profile (RSSD 85472)