Old Glory Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Old Glory Bank of Elmore City, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -5.15% | 1.25% | -6.40% | 0th bottom |
| ROAE | -183.54% | 13.17% | -196.71% | 0th bottom |
| Net Interest Margin | 3.91% | 3.95% | -0.04% | 48th below |
| Efficiency Ratio | 198.10% | 61.50% | +136.60% | 0th bottom |
| Yield on Earning Assets | 4.73% | 5.67% | -0.94% | 14th bottom |
| Cost of Funds | 0.81% | 1.87% | -1.06% | 95th top |
| Net Interest Spread | 3.43% | — | — | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 6.58% | 0.93% | +5.65% | 1st bottom |
| NPA / Total Assets | 0.55% | — | — | 36th below |
| NCO / Avg Loans | 3.01% | 0.15% | +2.86% | 1st bottom |
| ACL / Total Loans | 1.08% | — | — | 36th below |
| ACL / NPLs (Coverage) | 16.45% | — | — | 1st bottom |
| Texas Ratio | 16.78% | 6.06% | +10.72% | 8th bottom |
| Provision / NCO | 110.09% | — | — | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.19% | 17.18% | -5.99% | 9th bottom |
| Tier 1 Ratio | 11.19% | 17.21% | -6.02% | 9th bottom |
| Total Capital Ratio | 11.57% | — | — | 5th bottom |
| Leverage Ratio | 2.69% | 11.75% | -9.06% | 0th bottom |
| Equity / Assets | 2.45% | 10.98% | -8.53% | 0th bottom |
| TCE / Tangible Assets | 2.42% | — | — | 0th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 8.60% | 80.44% | -71.84% | 99th top |
| Core Deposit Ratio | 99.42% | 86.95% | +12.47% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 19.04% | — | — | 94th top |
| Loan Growth (Y/Y) | 39.36% | — | — | 98th top |
| Deposit Growth (Y/Y) | 21.07% | — | — | 95th top |
See Old Glory Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Old Glory Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Old Glory Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Old Glory Bank peer analysis.