Old Glory Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The largest change between Q1 2026 and Q2 2026 was in Yield on loans, which fell 0.58 percentage points to 7.07%. Within Oklahoma, Old Glory Bank is 117th of 169 on net interest margin, 3.91% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin; Old Glory Bank reported 3.91% for Q2 2026, nearly level with it.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.73% |
| Yield on loans | 7.07% |
| Yield on securities | 4.64% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.81% |
| Cost of interest-bearing deposits | 1.30% |
| Cost of interest-bearing liabilities | 1.30% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.91% |
| Yield to cost spread | 3.43% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $408K |
| Total interest expense | $549K |
| Interest expense on deposits | $548K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.54% | 0.59% | 4.01% | 3.99% | 7.08% |
| Q4 2023 | 5.37% | 0.69% | 4.72% | 5.60% | 2.96% |
| Q1 2024 | 5.57% | 1.12% | 4.52% | 8.83% | 10.81% |
| Q2 2024 | 4.92% | 0.40% | 4.51% | -5.55% | 5.08% |
| Q3 2024 | 5.57% | 0.82% | 4.77% | 6.19% | 6.73% |
| Q4 2024 | 4.77% | 0.85% | 3.96% | 8.11% | 7.60% |
| Q1 2025 | 4.43% | 0.88% | 3.56% | 6.83% | 4.68% |
| Q2 2025 | 4.54% | 0.90% | 3.64% | 7.11% | 4.60% |
| Q3 2025 | 4.63% | 0.89% | 3.77% | 7.73% | 4.37% |
| Q4 2025 | 4.99% | 0.87% | 4.13% | 7.91% | 5.10% |
| Q1 2026 | 4.84% | 0.86% | 3.98% | 7.65% | 4.87% |
| Q2 2026 | 4.73% | 0.81% | 3.91% | 7.07% | 4.64% |
Old Glory Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Old Glory Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Old Glory Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18924) · FFIEC NIC profile (RSSD 116554)