Old Glory Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 17.5% in Q2 2026, from $46.0M to $37.9M. It was the largest change from Q1 2026 among the key lines here. Old Glory Bank has the 1st lowest loan-to-deposit ratio of the 169 banks headquartered in Oklahoma, at 8.60% as of Q2 2026. Old Glory Bank's loan-to-deposit ratio of 8.60% is well below the 80.55% median for banks in the $100M-1B asset tier, a gap of 71.96 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $247.2M |
| Fed funds sold and reverse repos | $6.6M |
| Fed funds sold and reverse repos to assets | 2.38% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 8.60% |
| Net loans and leases to deposits | 8.50% |
| Loans and leases to core deposits | 8.65% |
| Core deposits to total deposits | 99.42% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 9.16% | 100.00% | $0 | $3.2M |
| Q4 2023 | 5.60% | 100.00% | $0 | $1.6M |
| Q1 2024 | 9.56% | 100.00% | $0 | $6.1M |
| Q2 2024 | 2.59% | 100.00% | $0 | $0 |
| Q3 2024 | 2.26% | 99.33% | $0 | $0 |
| Q4 2024 | 2.61% | 99.27% | $0 | $0 |
| Q1 2025 | 5.36% | 99.47% | $0 | $0 |
| Q2 2025 | 7.47% | 99.20% | $0 | $0 |
| Q3 2025 | 8.27% | 99.21% | $0 | $0 |
| Q4 2025 | 7.41% | 99.37% | $0 | $0 |
| Q1 2026 | 9.63% | 99.42% | $0 | $0 |
| Q2 2026 | 8.60% | 99.42% | $0 | $0 |
Old Glory Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Old Glory Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Old Glory Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18924) · FFIEC NIC profile (RSSD 116554)