Old Glory Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 50.16 percentage points lower than in Q1 2026, at 16.45%. On return on assets, Old Glory Bank is 2nd from the bottom among 169 Oklahoma banks, -5.15% (Q2 2026). Old Glory Bank's return on assets of -5.15% is well below the 1.26% median for banks in the $100M-1B asset tier, a gap of 6.41 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.19% |
| Tier 1 risk-based capital ratio | 11.19% |
| Total risk-based capital ratio | 11.57% |
| Tier 1 leverage ratio | 2.69% |
| Equity capital to assets | 2.45% |
| Tangible equity to tangible assets | 2.42% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 6.58% |
| Non-performing assets ratio | 0.55% |
| Net charge-off ratio | 3.01% |
| Texas ratio | 16.78% |
| Allowance for credit losses to loans | 1.08% |
| Reserve coverage of non-performing loans | 16.45% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -5.15% |
| Return on equity | -183.54% |
| Net interest margin | 3.91% |
| Efficiency ratio | 198.10% |
| Yield on earning assets | 4.73% |
| Cost of funds | 0.81% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 8.60% |
| Core deposits to total deposits | 99.42% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 97.06% |
| Securities to assets | 75.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 55.22% | 55.22% | 55.31% | 11.82% | -22.27% |
| Q4 2023 | 92.95% | 92.95% | 93.17% | 10.85% | -15.09% |
| Q1 2024 | 75.02% | 75.02% | 75.26% | 9.21% | -11.29% |
| Q2 2024 | 84.87% | 84.87% | 85.13% | 7.78% | -12.23% |
| Q3 2024 | 84.16% | 84.16% | 84.48% | 7.12% | -6.70% |
| Q4 2024 | 61.03% | 61.03% | 61.28% | 5.80% | -8.26% |
| Q1 2025 | 50.23% | 50.23% | 50.72% | 5.90% | -7.03% |
| Q2 2025 | 27.08% | 27.08% | 27.61% | 4.60% | -9.78% |
| Q3 2025 | 19.22% | 19.22% | 19.54% | 4.43% | -5.16% |
| Q4 2025 | 18.34% | 18.34% | 18.76% | 4.17% | -3.11% |
| Q1 2026 | 14.02% | 14.02% | 14.59% | 3.42% | -6.62% |
| Q2 2026 | 11.19% | 11.19% | 11.57% | 2.69% | -5.15% |
Old Glory Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Old Glory Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Old Glory Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18924) · FFIEC NIC profile (RSSD 116554)