Origin Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Other borrowed money: 2132.0% higher than in Q1 2026, at $130.3M. Origin Bank ranks 22nd of 102 Louisiana banks on loan-to-deposit ratio, in the upper half at 92.56% (Q2 2026). Origin Bank reported 92.56% on loan-to-deposit ratio for Q2 2026, 5.69 points above the 86.87% median for banks in the $10B-100B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $546.5M |
| Cash and noninterest-bearing balances to assets | 5.37% |
| Cash and securities | $1.70B |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $6.5M |
| Other borrowed money | $130.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.28% |
| Trading liabilities | $9.3M |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.56% |
| Net loans and leases to deposits | 91.44% |
| Loans and leases to core deposits | 96.66% |
| Core deposits to total deposits | 95.76% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 89.82% | 77.43% | $5.7M | $6.5M |
| Q4 2023 | 92.00% | 82.26% | $7.1M | $76.5M |
| Q1 2024 | 92.37% | 78.41% | $6.8M | $6.4M |
| Q2 2024 | 93.22% | 80.35% | $4.4M | $36.3M |
| Q3 2024 | 93.17% | 85.20% | $4.2M | $26.3M |
| Q4 2024 | 91.62% | 92.69% | $6.3M | $6.2M |
| Q1 2025 | 90.40% | 94.06% | $6.4M | $6.1M |
| Q2 2025 | 93.87% | 94.97% | $6.8M | $121.1M |
| Q3 2025 | 89.45% | 95.65% | $6.8M | $6.0M |
| Q4 2025 | 91.90% | 95.13% | $13.1M | $5.9M |
| Q1 2026 | 89.47% | 95.50% | $6.8M | $5.8M |
| Q2 2026 | 92.56% | 95.76% | $6.5M | $130.3M |
Origin Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Origin Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Origin Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12614) · FFIEC NIC profile (RSSD 667757)