Origin Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Origin Bank of Choudrant, LA against its peer group of 136 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.41% | 1.34% | +0.07% | 57th above |
| ROAE Behind the peer average, ahead of the median peer. | 12.01% | 12.25% | -0.24% | 59th above |
| Net Interest Margin | 3.88% | 3.68% | +0.20% | 70th above |
| Efficiency Ratio | 54.03% | 53.86% | +0.17% | 48th below |
| PPNR / Avg Assets | 1.80% | — | — | 48th below |
| Yield on Earning Assets | 5.69% | 5.58% | +0.11% | 71st above |
| Cost of Funds | 1.68% | 1.99% | -0.31% | 65th above |
| Net Interest Spread | 3.09% | — | — | 60th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.38% | 1.05% | +0.33% | 16th bottom |
| NPA / Total Assets | 1.10% | — | — | 15th bottom |
| NCO / Avg Loans | 0.02% | 0.36% | -0.34% | 85th top |
| ACL / Total Loans | 1.22% | — | — | 59th above |
| ACL / NPLs (Coverage) | 87.99% | — | — | 21st bottom |
| Texas Ratio | 6.84% | 5.43% | +1.41% | 20th bottom |
| Provision / NCO | 143.52% | — | — | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.80% | 14.50% | -1.70% | 45th below |
| Tier 1 Ratio | 12.80% | 14.60% | -1.80% | 44th below |
| Total Capital Ratio | 13.97% | — | — | 40th below |
| Leverage Ratio | 11.37% | 10.26% | +1.11% | 77th top |
| Equity / Assets | 11.69% | 11.55% | +0.14% | 52nd above |
| TCE / Tangible Assets | 10.56% | — | — | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 92.56% | 83.97% | +8.59% | 25th below |
| Core Deposit Ratio | 95.76% | 86.78% | +8.98% | 82nd top |
| Uninsured Deposit Ratio | 48.50% | 38.93% | +9.57% | 22nd bottom |
| Wholesale Funding Ratio | 1.34% | — | — | 80th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.22% | — | — | 52nd above |
| Loan Growth (Y/Y) | 4.96% | — | — | 44th below |
| Deposit Growth (Y/Y) | 6.44% | — | — | 54th above |
See Origin Bank's peers by name
The 136 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Origin Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Origin Bank profile, how to read a UBPR, or how this data updates.