Origin Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 11.58 percentage points in Q2 2026, from 113.46% to 125.05%. It was the largest change from Q1 2026 among the key lines here. Origin Bank ranks 43rd of 102 Louisiana banks on return on assets, in the upper half at 1.41% (Q2 2026). Origin Bank reported 1.41% on return on assets for Q2 2026, 0.12 points above the 1.29% median for banks in the $10B-100B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.80% |
| Tier 1 risk-based capital ratio | 12.80% |
| Total risk-based capital ratio | 13.97% |
| Tier 1 leverage ratio | 11.37% |
| Equity capital to assets | 11.69% |
| Tangible equity to tangible assets | 10.56% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.97% |
| Non-performing assets ratio | 0.78% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 6.84% |
| Allowance for credit losses to loans | 1.22% |
| Reserve coverage of non-performing loans | 125.05% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.41% |
| Return on equity | 12.01% |
| Net interest margin | 3.88% |
| Efficiency ratio | 54.03% |
| Yield on earning assets | 5.69% |
| Cost of funds | 1.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.56% |
| Core deposits to total deposits | 95.76% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.71% |
| Securities to assets | 11.33% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 12.02% | 12.02% | 13.96% | 10.33% | 0.67% |
| Q4 2023 | 11.95% | 11.95% | 13.92% | 10.45% | 0.57% |
| Q1 2024 | 12.08% | 12.08% | 14.05% | 10.60% | 0.89% |
| Q2 2024 | 12.16% | 12.16% | 14.15% | 10.53% | 0.66% |
| Q3 2024 | 12.43% | 12.43% | 14.39% | 10.75% | 0.89% |
| Q4 2024 | 13.29% | 13.29% | 15.31% | 10.89% | 0.67% |
| Q1 2025 | 13.41% | 13.41% | 14.56% | 11.18% | 0.96% |
| Q2 2025 | 13.13% | 13.13% | 14.27% | 11.24% | 0.64% |
| Q3 2025 | 12.93% | 12.93% | 14.16% | 10.97% | 0.15% |
| Q4 2025 | 12.62% | 12.62% | 13.82% | 10.91% | 1.25% |
| Q1 2026 | 12.78% | 12.78% | 13.98% | 10.89% | 1.04% |
| Q2 2026 | 12.80% | 12.80% | 13.97% | 11.37% | 1.41% |
Origin Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Origin Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Origin Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12614) · FFIEC NIC profile (RSSD 667757)