Origin Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in Loans held for sale: 61.0% lower than in Q1 2026, at $1.1M. Within Louisiana, Origin Bank is 22nd of 102 on loan-to-deposit ratio, 92.56% as of Q2 2026. Origin Bank reported 92.56% on loan-to-deposit ratio for Q2 2026, 5.69 points above the 86.87% median for banks in the $10B-100B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $8.07B |
| Net loans and leases | $7.98B |
| Loans held for sale | $1.1M |
| Loans to total assets | 79.34% |
| Loan-to-deposit ratio | 92.56% |
| Net loans to equity capital | 6.70% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 32.59% |
| Multifamily (5+ residential) | 7.04% |
| Commercial and industrial | 20.07% |
| Consumer | 0.23% |
| Credit cards | 0.00% |
| Farm | 0.93% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 238.10% |
| Construction concentration (Tier 1 capital + allowance) | 51.05% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.13% |
| Interest income on loans | $121.9M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $7.58B | $8.44B | 32.12% | 24.17% | 0.30% |
| Q4 2023 | $7.68B | $8.35B | 31.82% | 24.14% | 0.31% |
| Q1 2024 | $7.92B | $8.57B | 30.58% | 23.31% | 0.28% |
| Q2 2024 | $7.98B | $8.56B | 31.63% | 21.97% | 0.28% |
| Q3 2024 | $7.96B | $8.55B | 31.70% | 21.71% | 0.29% |
| Q4 2024 | $7.58B | $8.28B | 32.67% | 22.08% | 0.30% |
| Q1 2025 | $7.60B | $8.40B | 31.38% | 22.52% | 0.29% |
| Q2 2025 | $7.69B | $8.20B | 31.57% | 21.75% | 0.27% |
| Q3 2025 | $7.54B | $8.43B | 33.26% | 21.43% | 0.27% |
| Q4 2025 | $7.67B | $8.35B | 32.90% | 20.02% | 0.26% |
| Q1 2026 | $7.87B | $8.79B | 31.91% | 21.00% | 0.24% |
| Q2 2026 | $8.07B | $8.72B | 32.59% | 20.07% | 0.23% |
Origin Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Origin Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Origin Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12614) · FFIEC NIC profile (RSSD 667757)