Partners Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Partners Bank of Helena, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.05% | 1.34% | -0.29% | 36th below |
| ROAE | 7.81% | 13.32% | -5.51% | 24th bottom |
| Net Interest Margin | 4.43% | 3.93% | +0.50% | 76th top |
| Efficiency Ratio | 65.04% | 61.14% | +3.90% | 39th below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.60% | 1.68% | -0.08% | 51st above |
| Yield on Earning Assets | 6.24% | 5.67% | +0.57% | 78th top |
| Cost of Funds | 2.08% | 1.88% | +0.20% | 33rd below |
| Net Interest Spread | 3.57% | 3.32% | +0.25% | 63rd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.98% | 0.94% | +0.04% | 29th below |
| NPA / Total Assets | 0.86% | 0.70% | +0.16% | 24th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 39th below |
| ACL / Total Loans | 1.82% | 1.28% | +0.54% | 90th top |
| ACL / NPLs (Coverage) | 186.84% | 1539.27% | -1352.43% | 45th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.81% | 7.33% | -1.52% | 36th below |
| Provision / NCO | 59.91% | 1396.31% | -1336.40% | 30th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.70% | 19.50% | -3.80% | 55th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.70% | 19.54% | -3.84% | 55th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.96% | 20.62% | -3.66% | 56th above |
| Leverage Ratio | 13.73% | 12.14% | +1.59% | 80th top |
| Equity / Assets | 13.25% | 11.37% | +1.88% | 80th top |
| TCE / Tangible Assets | 13.25% | 11.09% | +2.16% | 82nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 104.29% | 80.63% | +23.66% | 7th bottom |
| Core Deposit Ratio | 86.30% | 86.86% | -0.56% | 36th below |
| Wholesale Funding Ratio | 1.20% | 5.04% | -3.84% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -4.46% | 6.86% | -11.32% | 5th bottom |
| Loan Growth (Y/Y) | -3.68% | 7.91% | -11.59% | 10th bottom |
| Deposit Growth (Y/Y) | 7.43% | 6.29% | +1.14% | 73rd above |
See Partners Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Partners Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Partners Bank profile, how to read a UBPR, or how this data updates.