Bank routing number ยท Altoona, Pennsylvania
Penncrest Bank Routing Number (ABA): 231371605
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The Penncrest Bank routing number is 231371605. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 27, 2026.
Penncrest Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.48% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $247.1M
- Tier 1 leverage ratio, Q2 2026
- 13.48%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 8 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1939
Full financial profile · Is Penncrest Bank safe? · Penncrest Bank call report · Branch locations
Penncrest Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 231371605 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 27, 2026. NIC holds one primary number per bank; Penncrest Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 23, place this number in the Federal Reserve Bank of Philadelphia's district (District 3): prefixes 21 to 32 are the district numbers assigned to thrift institutions. Digits five through eight, 7160, identify the institution within that district. The last digit, 5, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Penncrest Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Penncrest Bank checks or in its online banking. Ask the bank for wire instructions (www.penncrest.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Penncrest Bank
Penncrest Bank is headquartered in Altoona, Pennsylvania and was established in 1939. It is in the ALTOONA, PA metro area. It reported $247.1M in total assets and $210.0M in deposits for Q2 2026, the 87th largest of the 109 banks headquartered in Pennsylvania. It reports 8 domestic offices. Its deposits have been FDIC insured since 1989. Its primary federal regulator is the FDIC. 8 other banks and credit unions headquartered in Altoona have a routing number listed here.
What the digits in 231371605 mean
The first four digits, 2313, are the Federal Reserve routing symbol. The prefix 23 places the number in the 3rd Federal Reserve District (Philadelphia), a range the ABA plan set aside for thrift institutions. That is also the district where the bank is headquartered. Digits five through eight, 7160, identify the institution within its Federal Reserve district. The last digit, 5, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 11 + 7 x 10 + 7 = 110, a multiple of 10, so 231371605 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Penncrest Bank routing number?
The Penncrest Bank routing number is 231371605. It is the primary ABA routing transit number registered to Penncrest Bank, headquartered in Altoona, PA. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 27, 2026.
What is the Penncrest Bank wire routing number?
This page lists the primary routing number registered to Penncrest Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Penncrest Bank before sending a wire.
Is ABA number 231371605 the routing number for Penncrest Bank?
Yes. It is the primary routing number registered to Penncrest Bank.
Which bank uses routing number 231371605?
It belongs to Penncrest Bank, headquartered in Altoona, PA. It is the bank's primary ABA routing number (FDIC certificate 30119).
Routing numbers in Altoona, PA
- Bank
- Reliance Savings Bank: 231375397
- Bank
- Altoona First Savings Bank: 231371595
- Credit union
- Arc Federal Credit Union: 231379306
- Bank
- Investment Savings Bank: 231371618
- Credit union
- Blair County Federal Credit Union: 231379322
- Credit union
- American Pride Credit Union: 231379270
- Credit union
- Altoona Area Employees Federal Credit Union: 231388656
- Credit union
- Your Choice Federal Credit Union: 231379225
View Penncrest Bank's full profile →
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Regulator records: FDIC BankFind (cert 30119) · FFIEC NIC profile (RSSD 805876)