Branch Network
The Peoples Bank Locations & Branches Ripley, Mississippi
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The Peoples Bank operates 6 branches from its headquarters in Ripley, MS, .
The Peoples Bank branch network
All 6 branches are in MISSISSIPPI, across 3 cities. Ripley, MS has the most of its branches, 4. Its largest office by deposits is the The Peoples Bank office in Ripley, MS, with $444.2M (85.0% of its branch deposits). It had the same number of branches on June 30, 2025.
The Peoples Bank at a glance
Its CET1 capital ratio was 20.58% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $581.8M
- CET1 ratio, Q2 2026
- 20.58%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1925
Full financial profile · Is The Peoples Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Ripley, MS (4 branches) | 1 of 3 | 81.9% | $444.2M |
| State: MS (6 branches) | 23 of 80 | 0.6% | $522.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Mississippi.
Share by county and metro area
The Peoples Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Tippah, MS (6 branches) | 1 of 3 | 79.8% | $522.6M | $654.6M |
Metro area share: not on file. None of this bank's branches sit in a metropolitan or micropolitan area in the FDIC branch directory.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Peoples Bank | Ripley, MS | 38663 | $444.2M |
| Walnut Branch | Walnut, MS | 38683 | $78.4M |
| East Motor Branch | Ripley, MS | 38663 | $0 |
| Mcgill North Branch | Ripley, MS | 38663 | $0 |
| Ripley Branch | Ripley, MS | 38663 | $0 |
| Blue Mountain Branch | Blue Mountain, MS | 38610 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15871) · FFIEC NIC profile (RSSD 593249)