Pike National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Pike National Bank of McComb, MS against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 1.35% | -0.31% | 36th below |
| ROAE | 9.95% | 13.32% | -3.37% | 36th below |
| Net Interest Margin | 3.94% | 3.93% | +0.01% | 50th above |
| Efficiency Ratio | 62.96% | 61.13% | +1.83% | 45th below |
| PPNR / Avg Assets | 1.73% | 1.68% | +0.05% | 58th above |
| Yield on Earning Assets | 5.86% | 5.67% | +0.19% | 62nd above |
| Cost of Funds | 2.04% | 1.88% | +0.16% | 35th below |
| Net Interest Spread | 3.30% | 3.32% | -0.02% | 49th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.33% | 0.94% | -0.61% | 55th above |
| NPA / Total Assets | 0.24% | 0.70% | -0.46% | 56th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.02% | 0.16% | -0.14% | 34th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 50th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 358.51% | 1546.63% | -1188.12% | 64th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.59% | 7.34% | -3.75% | 49th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 687.10% | 1395.29% | -708.19% | 77th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.73% | 12.14% | -0.41% | 62nd above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.56% | 11.37% | -0.81% | 54th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.56% | 11.08% | -0.52% | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.27% | 80.67% | -15.40% | 77th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.96% | 86.85% | +1.11% | 43rd below |
| Wholesale Funding Ratio | 1.22% | 5.04% | -3.82% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.69% | 6.84% | -1.15% | 60th above |
| Loan Growth (Y/Y) | 26.10% | 7.91% | +18.19% | 96th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.34% | 6.29% | -1.95% | 52nd above |
See Pike National Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Pike National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Pike National Bank profile, how to read a UBPR, or how this data updates.