Pike National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 9.77 percentage points in Q2 2026, from 64.44% to 74.21%. It was the largest change from Q1 2026 among the key lines here. Within Mississippi, Pike National Bank is 41st of 57 on loan-to-deposit ratio, 65.27% as of Q2 2026, below the middle of the field. Pike National Bank reported 65.27% on loan-to-deposit ratio for Q2 2026, 15.57 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $153.3M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $5.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.22% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 65.27% |
| Net loans and leases to deposits | 64.49% |
| Loans and leases to core deposits | 74.21% |
| Core deposits to total deposits | 87.96% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 52.65% | 86.11% | $0 | $0 |
| Q4 2023 | 54.17% | 87.00% | $0 | $0 |
| Q1 2024 | 50.60% | 88.97% | $0 | $0 |
| Q2 2024 | 53.60% | 89.12% | $0 | $0 |
| Q3 2024 | 55.57% | 88.43% | $0 | $0 |
| Q4 2024 | 54.26% | 89.05% | $0 | $0 |
| Q1 2025 | 52.42% | 89.62% | $0 | $0 |
| Q2 2025 | 54.01% | 88.87% | $0 | $0 |
| Q3 2025 | 57.21% | 88.57% | $0 | $0 |
| Q4 2025 | 60.94% | 88.78% | $0 | $10.0M |
| Q1 2026 | 57.12% | 88.64% | $0 | $0 |
| Q2 2026 | 65.27% | 87.96% | $0 | $5.0M |
Pike National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pike National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pike National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26379) · FFIEC NIC profile (RSSD 880332)