Pike National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 2.8% to $38.7M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.73% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $47.6M |
| Tier 1 capital | $47.6M |
| Total risk-based capital | — |
| Total equity capital | $43.2M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.56% |
| Tangible equity to tangible assets | 10.56% |
| Equity capital to average assets | 10.64% |
| Internal capital growth rate | 10.09% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $2.6M |
| Common stock surplus | $6.3M |
| Retained earnings | $38.7M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 21.95% | 21.95% | 22.99% | 13.15% | $212.0M |
| Q4 2023 | 20.31% | 20.31% | 21.37% | 11.92% | $209.6M |
| Q1 2024 | 20.58% | 20.58% | 21.55% | 11.85% | $211.2M |
| Q2 2024 | 20.55% | 20.55% | 21.56% | 11.82% | $216.2M |
| Q3 2024 | 21.19% | 21.19% | 22.19% | 12.31% | $213.7M |
| Q4 2024 | 20.42% | 20.42% | 21.39% | 11.95% | $215.8M |
| Q1 2025 | 20.14% | 20.14% | 21.13% | 11.77% | $223.3M |
| Q2 2025 | 20.83% | 20.83% | 21.84% | 11.83% | $221.7M |
| Q3 2025 | 20.87% | 20.87% | 21.85% | 12.32% | $225.8M |
| Q4 2025 | 19.55% | 19.55% | 20.67% | 11.93% | $233.1M |
| Q1 2026 | 19.38% | 19.38% | 20.47% | 11.81% | $240.2M |
| Q2 2026 | — | — | — | 11.73% | — |
Pike National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Pike National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pike National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26379) · FFIEC NIC profile (RSSD 880332)