Pike National Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 78.65 percentage points higher than in Q1 2026, at 358.51%. Within Mississippi, Pike National Bank is 38th of 57 on return on assets, 1.04% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 1.25% on return on assets. Pike National Bank sits 0.21 points lower, at 1.04% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.73% |
| Equity capital to assets | 10.56% |
| Tangible equity to tangible assets | 10.56% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.33% |
| Non-performing assets ratio | 0.24% |
| Net charge-off ratio | 0.02% |
| Texas ratio | 3.59% |
| Allowance for credit losses to loans | 1.20% |
| Reserve coverage of non-performing loans | 358.51% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.04% |
| Return on equity | 9.95% |
| Net interest margin | 3.94% |
| Efficiency ratio | 62.96% |
| Yield on earning assets | 5.86% |
| Cost of funds | 2.04% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 65.27% |
| Core deposits to total deposits | 87.96% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 87.56% |
| Securities to assets | 32.10% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 21.95% | 21.95% | 22.99% | 13.15% | 4.49% |
| Q4 2023 | 20.31% | 20.31% | 21.37% | 11.92% | -1.96% |
| Q1 2024 | 20.58% | 20.58% | 21.55% | 11.85% | 0.94% |
| Q2 2024 | 20.55% | 20.55% | 21.56% | 11.82% | 1.02% |
| Q3 2024 | 21.19% | 21.19% | 22.19% | 12.31% | 0.91% |
| Q4 2024 | 20.42% | 20.42% | 21.39% | 11.95% | 1.05% |
| Q1 2025 | 20.14% | 20.14% | 21.13% | 11.77% | 0.91% |
| Q2 2025 | 20.83% | 20.83% | 21.84% | 11.83% | 1.22% |
| Q3 2025 | 20.87% | 20.87% | 21.85% | 12.32% | 0.99% |
| Q4 2025 | 19.55% | 19.55% | 20.67% | 11.93% | 0.98% |
| Q1 2026 | 19.38% | 19.38% | 20.47% | 11.81% | 0.95% |
| Q2 2026 | — | — | — | 11.73% | 1.04% |
Pike National Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pike National Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pike National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 26379) · FFIEC NIC profile (RSSD 880332)