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Pine Country Bank Locations & Branches Little Falls, Minnesota
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Pine Country Bank operates 5 branches from its headquarters in Little Falls, MN, .
Pine Country Bank branch network
All 5 branches are in MINNESOTA, across 5 cities. Its largest office by deposits is its main office in Little Falls, MN, with $141.9M (42.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Pine Country Bank at a glance
Its CET1 capital ratio was 14.31% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $380.3M
- CET1 ratio, Q2 2026
- 14.31%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1927
Full financial profile · Is Pine Country Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Little Falls, MN (1 branch) | 1 of 3 | 54.5% | $141.9M |
| State: MN (5 branches) | 90 of 277 | 0.1% | $335.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Minnesota.
Share by county and metro area
Pine Country Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Morrison, MN (2 branches) | 2 of 9 | 25.4% | $197.4M | $777.5M |
| Stearns, MN (1 branch) | 18 of 29 | 1.5% | $104.6M | $7.13B |
| Benton, MN (1 branch) | 8 of 10 | 3.9% | $28.6M | $723.6M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| St. Cloud, MN (2 branches) | 17 of 32 | 1.7% | $133.2M | $7.85B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pine Country Bank (main office) | Little Falls, MN | 56345 | $141.9M |
| Sauk Centre Branch | Sauk Centre, MN | 56378 | $104.6M |
| Royalton Branch | Royalton, MN | 56373 | $55.4M |
| Rice Office Branch | Rice, MN | 56367 | $28.6M |
| Minneapolis Branch | Minneapolis, MN | 55402 | $4.6M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13652) · FFIEC NIC profile (RSSD 761459)