Branch Network
Pointwest Bank Locations & Branches West, Texas
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Pointwest Bank operates 4 branches from its headquarters in West, TX, .
Pointwest Bank branch network
All 4 branches are in TEXAS, across 3 cities. West, TX has the most of its branches, 2. Its largest office by deposits is its main office in West, TX, with $86.9M (71.3% of its branch deposits). It had the same number of branches on June 30, 2025.
Pointwest Bank at a glance
Its CET1 capital ratio was 31.83% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $137.3M
- CET1 ratio, Q2 2026
- 31.83%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1893
Full financial profile · Is Pointwest Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: West, TX (2 branches) | 2 of 2 | 45.4% | $86.9M |
| State: TX (4 branches) | 352 of 441 | <0.1% | $121.8M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
Pointwest Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mclennan, TX (4 branches) | 15 of 22 | 1.5% | $121.8M | $8.23B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Waco, TX (4 branches) | 15 of 26 | 1.4% | $121.8M | $8.51B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pointwest Bank (main office) | West, TX | 76691 | $86.9M |
| Hewitt Branch | Hewitt, TX | 76643 | $23.6M |
| China Spring Branch | Waco, TX | 76708 | $11.3M |
| West Branch | West, TX | 76691 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 13600) · FFIEC NIC profile (RSSD 292467)