Preferred Bank: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Preferred Bank of Casey, IL against its peer group of 583 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with under $100M in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 0.22% | 1.06% | -0.84% | 16th worst quarter |
| ROAE | 2.93% | 8.58% | -5.65% | 21st worst quarter |
| Net Interest Margin | 3.44% | 3.87% | -0.43% | 29th worse half |
| Efficiency Ratio | 92.86% | 69.61% | +23.25% | 85th worst quarter |
| PPNR / Avg Assets | 0.22% | 1.24% | -1.02% | 13th worst quarter |
| Yield on Earning Assets | 5.71% | 5.21% | +0.50% | 68th |
| Cost of Funds | 2.16% | 1.53% | +0.63% | 79th worst quarter |
| Net Interest Spread | 3.17% | 3.32% | -0.15% | 43rd worse half |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 4.22% | 0.46% | +3.76% | 93rd worst quarter |
| NPA / Total Assets | 3.27% | 0.17% | +3.10% | 96th worst quarter |
| NCO / Avg Loans | -0.02% | 0.00% | -0.02% | 17th best quarter |
| ACL / Total Loans | 0.60% | 1.24% | -0.64% | 6th |
| ACL / NPLs (Coverage) | 14.19% | 134.88% | -120.69% | 2nd worst quarter |
| Texas Ratio | 40.89% | 1.38% | +39.51% | 98th worst quarter |
| CRE / Total Capital | 150.74% | 26.25% | +124.49% | 94th worst quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 11.78% | 22.08% | -10.30% | 5th worst quarter |
| Tier 1 Ratio | 11.78% | 22.08% | -10.30% | 5th worst quarter |
| Total Capital Ratio | 12.36% | 23.06% | -10.70% | 4th worst quarter |
| Leverage Ratio | 8.30% | 13.06% | -4.76% | 4th worst quarter |
| Equity / Assets | 7.60% | 12.57% | -4.97% | 6th worst quarter |
| TCE / Tangible Assets | 7.60% | 12.20% | -4.60% | 6th worst quarter |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 69.75% | 66.93% | +2.82% | 54th |
| Core Deposit Ratio | 90.49% | 91.48% | -0.99% | 45th worse half |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.48% | 3.18% | +2.30% | 63rd |
| Loan Growth (Y/Y) | 3.65% | 2.56% | +1.09% | 53rd |
| Deposit Growth (Y/Y) | 5.53% | 2.49% | +3.04% | 66th |
See Preferred Bank's peers by name
The 583 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Preferred Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Preferred Bank peer analysis.