Bank call report · Casey, IL
Preferred Bank Call Report
Filed for the quarter ended (Q2 2026) on the FFIEC 051. Source: FFIEC Central Data Repository.
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Preferred Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 289 reported line items, schedule by schedule (764 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2811086 |
| FDIC certificate number | 34900 |
| Total assets | $73.5M |
Official Q2 2026 call report PDF (FFIEC) →
Preferred Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (24 items)
About Schedule RC · Preferred Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total assets | RCON2170 | $73.5M |
| Total liabilities, limited-life preferred stock, and equity capital | RCON3300 | $73.5M |
| Total liabilities and minority interest | RCON2948 | $67.9M |
| Total deposits | RCON2200 | $67.7M |
| Total interest-bearing deposits in foreign and domestic offices | RCON6636 | $57.5M |
| Loans and leases, net of unearned income - totals | RCONB528 | $47.2M |
| Loans and leases, net of unearned income and allowance | RCONB529 | $46.9M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $12.5M |
| Deposits, noninterest-bearing | RCON6631 | $10.2M |
| Interest-bearing balances | RCON0071 | $7.4M |
| Total equity capital | RCON3210 | $5.6M |
| Total equity capital including noncontrolling minority interests in consolidated subsidiaries | RCONG105 | $5.6M |
| Surplus | RCON3839 | $4.1M |
| Other assets | RCON2160 | $2.4M |
| Premises and fixed assets (including capitalized leases) | RCON2145 | $2.0M |
| Undivided profits and capital reserves | RCON3632 | $1.4M |
| Noninterest-bearing balances and currency and coin | RCON0081 | $876K |
| Federal funds sold | RCONB987 | $750K |
| Common stock | RCON3230 | $600K |
| Accumulated other comprehensive income | RCONB530 | -$510K |
| Other real estate owned | RCON2150 | $405K |
| Allowance for loan and lease losses | RCON3123 | $283K |
| Investments and unconsolidated subsidiaries and associated companies | RCON2130 | $250K |
| Other liabilities, total | RCON2930 | $196K |
Schedule RI: Income Statement (36 items)
About Schedule RI · Preferred Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total interest income | RIAD4107 | $1.8M |
| Interest and fee income on loans, total | RIAD4010 | $1.5M |
| Total noninterest expense | RIAD4093 | $1.1M |
| Net interest income | RIAD4074 | $1.1M |
| Total interest expense | RIAD4073 | $739K |
| Salaries and employee benefits | RIAD4135 | $571K |
| Interest and fee income on all other loans secured by real estate | RIAD4436 | $548K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of 250000 or less | RIADHK03 | $546K |
| Other noninterest expense | RIAD4092 | $452K |
| Interest and fee income on loans secured by 1-4 family residential properties | RIAD4435 | $399K |
| Interest and fee income on commercial and industrial loans | RIAD4012 | $289K |
| Interest and dividend income on securities, mortgage-backed securities | RIADB489 | $202K |
| Loans to individuals for household, family, and other personal expenditures, other (includes single payment, installment, all student loans, and revolving credit plans other than credit cards) | RIADB486 | $136K |
| Interest expense, interest on deposits, nontransaction accounts, time deposits of more than 250000 | RIADHK04 | $114K |
| Total noninterest income | RIAD4079 | $108K |
| Expenses of premises and fixed assets | RIAD4217 | $100K |
| Income (loss) before applicable income taxes and discontinued operations | RIAD4301 | $99K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $99K |
| Income (loss) before discontinued operations | RIAD4300 | $99K |
| Net income (loss) | RIAD4340 | $99K |
| Net income (loss) attributable to bank and noncontrolling minority interests | RIADG104 | $99K |
| Interest income on balances due from depository institutions | RIAD4115 | $88K |
| Interest and fee income on all other loans in domestic offices | RIAD4058 | $84K |
| Other noninterest income | RIADB497 | $77K |
| Interest on transaction accounts (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) | RIAD4508 | $50K |
| Interest income on federal funds sold and securities purchased under agreements to resell | RIAD4020 | $34K |
| Other interest income | RIAD4518 | $33K |
| Savings deposits (including mmdas) | RIAD0093 | $29K |
| Interest on other securities | RIAD4060 | $27K |
| Interest and dividend income on tax-exempt securities issued by states and political subdivisions in the U.S. | RIAD4507 | $17K |
| Service charges on deposit accounts in domestic offices | RIAD4080 | $17K |
| Noninterest income, Income from insurance activities | RIADHT74 | $14K |
| Interest and dividend income on securities, U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RIADB488 | $8K |
| Provisions for credit losses on financial assets | RIADJJ33 | -$5K |
| Provision for loan and lease losses | RIAD4230 | $2K |
| Number of full time equivalent employees on payroll at end of current period | RIAD4150 | 16 |
Schedule RC-B: Securities (24 items)
About Schedule RC-B · Preferred Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale amortized cost | RCONG314 | $4.7M |
| Mortgage-backed securities (MBS), other residential MBS (include cmos, REMICS, and stripped MBS), issued or guaranteed by FNMA, FHLMC, or GNMA - available-for-sale fair value | RCONG315 | $4.6M |
| Total amortized cost of available-for-sale securities | RCON1772 | $13.2M |
| Pledged securities | RCON0416 | $7.8M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $6.4M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $5.9M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $3.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over 15 years | RCONA560 | $3.3M |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through 15 years | RCONA559 | $2.2M |
| Amortized cost of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8498 | $1.5M |
| Fair value of available-for-sale securities issued by states and political subdivisions in the U.S. | RCON8499 | $1.4M |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over five years through fifteen years | RCONA553 | $1.3M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICS, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $1.2M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $528K |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $518K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA551 | $416K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA558 | $254K |
| Fixed rate and floating rate debt securities with a remaining maturity of one year or less | RCONA248 | $148K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three months through 12 months | RCONA550 | $148K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale amortized cost | RCONK144 | $145K |
| Mortgage-backed securities (MBS), commercial MBS, commercial mortgage pass-through securities, issued or guaranteed by fnma,fhlmc or GNMA, available-for-sale fair value | RCONK145 | $126K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over three years through five years | RCONA552 | $126K |
| Mortgage pass-through securities backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of over one year through three years | RCONA557 | $106K |
| Securities issued by the U.S. treasury, U.S. government agencies, and states and political subdivisions in the U.S., other non-mortgage debt securities, and mortgage pass-through securities other than those backed by closed-end first lien 1-4 family residential mortgages with a remaining maturity or next repricing date of three months of less | RCONA549 | $54K |
Schedule RC-C, Part I: Loans and Leases (23 items)
About Schedule RC-C, Part I · Preferred Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and leases, net of unearned income | RCON2122 | $47.2M |
| Commercial and industrial loans | RCON1766 | $18.4M |
| All other loans secured by 1-4 family residential properties, secured by first liens | RCON5367 | $13.4M |
| Fixed rate and floating rate loans and leases with a remaining maturity of one year or less | RCONA247 | $13.2M |
| Loans secured by other nonfarm nonresidential properties. | RCONF161 | $9.6M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA571 | $8.2M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA572 | $8.1M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA573 | $8.0M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three years through five years | RCONA567 | $7.0M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA570 | $4.1M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over one year through three years | RCONA566 | $3.8M |
| All loans and leases other than closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA574 | $3.6M |
| Other consumer loans to individuals for household, family, and other personal expenditures (includes single payment, installment, and all student loans) | RCONK207 | $3.1M |
| Real estate loans secured by farmland | RCON1420 | $2.2M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over three months through 12 months | RCONA565 | $1.3M |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of three months or less | RCONA564 | $665K |
| Closed-end loans secured by first liens on 1-4 family residential properties (in domestic offices) with a remaining maturity or repricing frequency of over five years through 15 years | RCONA568 | $455K |
| Loans to finance agricultural production and other loans to farmers | RCON1590 | $217K |
| Loans secured by owner occupied nonfarm nonresidential properties | RCONF160 | $211K |
| Adjustable rate closed-end loans secured by first liens on 1-4 family residential properties | RCON5370 | $110K |
| Other loans | RCONJ464 | $26K |
| Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans)(includes purchased paper), other revolving credit plans | RCONB539 | $24K |
| All other loans secured by 1-4 family residential properties, secured by junior liens | RCON5368 | $22K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (20 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5575 | $10.6M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5573 | $3.9M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5569 | $3.0M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5567 | $2.8M |
| Amount currently outstanding of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5571 | $2.3M |
| Amount currently outstanding of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5565 | $1.8M |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5583 | $864K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5581 | $374K |
| Amount currently outstanding of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5589 | $217K |
| Amount currently outstanding of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5579 | $178K |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of $100,000 or less | RCON5570 | 78 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of $100,000 or less | RCON5564 | 60 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5572 | 34 |
| Number of commercial and industrial loans to U.S. addressees (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5574 | 23 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5566 | 20 |
| Number of loans secured by nonfarm nonresidential properties (in domestic offices) with original amounts of more than $250,000 through $1,000,000 | RCON5568 | 9 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of $100,000 or less | RCON5578 | 6 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $100,000 through $250,000 | RCON5580 | 3 |
| Number of loans secured by farmland (including farm residential and other improvements) (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5582 | 3 |
| Number of loans to finance agricultural production and other loans to farmers (in domestic offices) with original amounts of more than $250,000 through $500,000 | RCON5588 | 1 |
Schedule RC-E: Deposit Liabilities (23 items)
About Schedule RC-E · Preferred Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total nontransaction accounts (including mmda's) | RCON2385 | $47.7M |
| Total nontransaction accounts deposits of individuals, partnerships, and corporations | RCONB550 | $45.4M |
| Components of total nontransaction accounts, total time deposits of $100,000 through $250,000 | RCONJ473 | $23.2M |
| Total transaction accounts | RCON2215 | $20.0M |
| Estimated amount of deposits obtained through the use of deposit listing services that are not brokered deposits | RCONK223 | $17.4M |
| Total transaction accounts - deposits of individuals, partnerships, and corporation | RCONB549 | $13.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three months through 12 months | RCONHK08 | $12.7M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of three months or less | RCONHK07 | $10.4M |
| Total demand deposits (see note below) | RCON2210 | $10.2M |
| Money market deposit accounts (mmda's) | RCON6810 | $6.5M |
| Components of total nontransaction accounts, total time deposits of more than $250,000 | RCONJ474 | $6.4M |
| Time deposits of more than $250,000 with a remaining maturity of one or year less | RCONK222 | $6.4M |
| Total transaction accounts - deposits of states and political subdivisions in the U.S. | RCON2203 | $6.3M |
| Other nontransaction savings deposits (excludes mmda's) | RCON0352 | $6.1M |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over one year through three years | RCONHK09 | $5.5M |
| Total time deposits of less than $100,000 | RCON6648 | $5.4M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of over three months through 12 months | RCONHK13 | $4.4M |
| Total nontransaction accounts of states and political subdivisions in the U.S. | RCON2530 | $2.3M |
| Time deposits of 250000 or less with a remaining maturity of one year or less | RCONHK11 | $2.3M |
| Maturity and repricing data for time depoits of more than 250000, time deposits of more than 250000 with a remaining maturity or next repricing date of three months or less | RCONHK12 | $2.0M |
| All time and savings deposits held in IRA and keogh plan accounts | RCON6835 | $1.1M |
| Individual retirement accounts (iras) and keogh plan accounts included in memorandum item 2.C, 'total time deposits of $100,000 or more,' above | RCONF233 | $297K |
| Maturity and repricing data for time depoits of 250000 or less, time deposits of 250000 or less with a remaining maturity or next repricing date of over three years | RCONHK10 | $48K |
Schedule RC-F: Other Assets (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life insurance assets, general account life insurance assets | RCONK201 | $1.3M |
| Life insurance assets, hybrid account life insurance assets | RCONK270 | $461K |
| Accrued interest receivable | RCONB556 | $301K |
| Historical cost of all other available-for-sale equity securities | RCON1752 | $124K |
| Other assets | RCON2168 | $117K |
| Net deferred tax assets | RCON2148 | $94K |
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (15 items)
About Schedule RC-K · Preferred Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly average of total assets | RCON3368 | $73.5M |
| Quarterly average of total loans | RCON3360 | $46.7M |
| Liabilities, nontransaction accounts, time deposits of 250000 or less | RCONHK16 | $28.7M |
| Quarterly average of commercial and industrial loans | RCON3387 | $16.1M |
| Quarterly average of loans secured by 1-4 family residential properties | RCON3465 | $13.4M |
| Nontransaction accounts in domestic offices, savings deposits | RCONB563 | $13.0M |
| Quarterly average of all other loans secured by real estate | RCON3466 | $12.0M |
| Mortgage-backed securities | RCONB559 | $11.4M |
| Transaction accounts (in domestic offices) (NOW accounts, ats accounts, and telephone and preauthorized transfer accounts) - quarterly average | RCON3485 | $9.9M |
| Liabilities, nontransaction accounts, time deposits of more than 250000 | RCONHK17 | $5.7M |
| Quarterly average of interest-bearing balances due from depository institutions | RCON3381 | $3.2M |
| Loans to individuals for household, family, and other personal expenditures, other | RCONB562 | $3.1M |
| All other securities | RCONB560 | $1.5M |
| Quarterly average of federal funds sold and securities purchased under agreements to resell | RCON3365 | $1.1M |
| U.S. treasury securities and U.S. government agency obligations (excluding mortgage-backed securities) | RCONB558 | $532K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Preferred Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other unused commitments, commercial and industrial loans | RCONJ457 | $2.6M |
| Other unused commitments, all other unused commitments | RCONJ459 | $369K |
| Commercial and similar letters of credit | RCON3411 | $140K |
| Commercial real estate, other construction loan and land development loan commitments | RCONF165 | $67K |
| Unused commitments - revolving, open-end lines secured by 1-4 family residential properties | RCON3814 | $31K |
Schedule RC-M: Memoranda (3 items)
About Schedule RC-M · Preferred Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests | RCON6164 | $2.3M |
| All other real estate owned, 1-4 family residential properties in domestic offices | RCON5510 | $405K |
| Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defined for this purpose in agency regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (14 items)
About Schedule RC-N · Preferred Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total loans and lease finance receivables, nonaccrual | RCON1403 | $1.9M |
| Commercial and industrial loans - nonaccrual | RCON1608 | $1.4M |
| Total loans and lease financing receivables, past due 30-89 days and still accruing | RCON1406 | $583K |
| Loans secured by other nonfarm nonresidential properties, nonaccrual | RCONF183 | $315K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 30 thru 89 days and still accruing | RCONC236 | $230K |
| Additions to nonaccrual assets | RCONC410 | $204K |
| Loans secured by other nonfarm nonresidential properties, 30-89 days past due | RCONF179 | $188K |
| Loans to individuals for household, family and other personal expenditures, other - past due 30 through 89 days and still accruing | RCONK216 | $150K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-nonaccural | RCONC229 | $131K |
| Total loans and lease financing receivables, past due 90 days or more and still accruing | RCON1407 | $71K |
| Loans to individuals for household, family and other personal expenditures, other - nonaccrual | RCONK218 | $52K |
| Closed-end loans secured by 1-4 family residential properties, secured by first liens-past due 90 days or more and still accruing | RCONC237 | $43K |
| Loans to individuals for household, family and other personal expenditures, other - past due 90 days or more and still accruing | RCONK217 | $28K |
| Commercial and industrial loans - past due 30-89 days and still accruing | RCON1606 | $15K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (10 items)
About Schedule RC-O · Preferred Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average consolidated total assets for the calendar quarter | RCONK652 | $72.8M |
| Total deposit liabilities as defined in section 3(1) of the federal deposit insurance act before exclusions | RCONF236 | $67.8M |
| Amount of deposit accounts (excluding retirement accounts) of $250,000 or less | RCONF049 | $50.3M |
| Amount of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF051 | $16.4M |
| Average tangible equity for the calendar quarter | RCONK654 | $6.1M |
| Amount of retirement deposits accounts of $250,000 or less | RCONF045 | $1.1M |
| Number of deposit accounts (excluding retirement accounts)of $250,000 or less | RCONF050 | 2,388 |
| Number of retirement deposit accounts of $250,000 or less | RCONF046 | 75 |
| Number of deposit accounts (excluding retirement accounts) of more than $250,000 | RCONF052 | 21 |
| Averaging method used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Preferred Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets before deductions for excess allowance for loan and lease losses and allocated transfer risk reserve - 100% | RCONB704 | $51.7M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (21 items)
About Schedule RC-R, Part I · Preferred Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total assets (net of deductions) | RCOAA224 | $73.5M |
| Average total consolidated assets | RCOAKW03 | $73.5M |
| Risk-weighted assets (net of allowances and other deductions) | RCOAA223 | $51.7M |
| Total qualifying capital allowable under the risk-based capital guidelines | RCOA3792 | $6.4M |
| Common equity tier 1 capital | RCOAP859 | $6.1M |
| Subtotal of common equity tier 1 capital, adjustments and deductions | RCOAP852 | $6.1M |
| Tier 1 capital allowable under the risk-based capital guidelines | RCOA8274 | $6.1M |
| Common equity tier 1 capital before adjustments and deductions | RCOAP840 | $5.6M |
| Common equity tier 1 capital, common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares | RCOAP742 | $4.7M |
| Retained Earnings | RCOAKW00 | $1.4M |
| Accumulated other comprehensive income | RCOAB530 | -$510K |
| Less, net unrealized gains (losses) on available-for-sale debt securities (if a gain, report as a positive value, if a loss, report as a negative value) | RCOAP844 | -$510K |
| General loan and lease valuation allowances | RCOA5310 | $297K |
| Tier 2 (supplementary) capital | RCOA5311 | $297K |
| Tier 2 capital before deductions | RCOAP870 | $297K |
| A. AOCI opt-out election (enter '1' for yes, enter '0' for no.) | RCOAP838 | 1 |
| Total risk-based capital ratio | RCOA7205 | 0.1236 |
| Common equity tier 1 capital ratio | RCOAP793 | 0.1178 |
| Tier 1 risk-based capital ratio | RCOA7206 | 0.1178 |
| Tier 1 leverage capital ratio | RCOA7204 | 0.083 |
| Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments, capital conservation buffer | RCOAH311 | 0.0436 |
Schedule RC-R, Part II: Risk-Weighted Assets (50 items)
About Schedule RC-R, Part II · Preferred Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted assets for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold | RCONS580 | $51.7M |
| Total risk-weighted assets | RCONG641 | $51.7M |
| Risk-weighted assets by risk-weighted category - 100 pct risk weight category | RCONG637 | $37.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 100 pct risk weight category | RCONG633 | $37.0M |
| Total balance sheet assets - 100 pct risk weight category | RCOND990 | $35.6M |
| Total loans and leases, net of unearned income, all other exposures | RCONS457 | $32.0M |
| Loans and leases, net of unearned income, all other exposures - 100 pct risk weight category | RCONS462 | $31.0M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 20 pct risk weight category | RCONG631 | $20.6M |
| Total balance sheet assets - 20 pct risk weight category | RCOND988 | $20.6M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 50 pct risk weight category | RCONG632 | $14.7M |
| Total balance sheet assets - 50 pct risk weight category | RCOND989 | $14.7M |
| Total loans and leases, net of unearned income, residential mortgage exposures | RCONS439 | $13.4M |
| Loans and leases, net of unearned income, residential mortgage exposures - 50 pct risk weight category | RCONS442 | $13.2M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $12.5M |
| Available-for-sale securities - 20 pct risk weight category | RCOND968 | $11.6M |
| Total cash and balances due from depository institutions | RCOND957 | $8.3M |
| Risk-weighted assets by risk-weighted category - 50 pct risk weight category | RCONG636 | $7.4M |
| Cash and balances due from depository institutions - 20 pct risk weight category | RCOND959 | $7.2M |
| Total all other assets | RCOND981 | $5.0M |
| All other assets - 100 pct risk weight category | RCOND985 | $4.4M |
| Risk-weighted assets by risk-weighted category - 20 pct risk weight category | RCONG635 | $4.1M |
| Risk-weighted assets by risk-weighted category - 150 pct risk weight category | RCONS572 | $2.7M |
| Unused commitments, original maturity exceeding one year - face, notional, or other amount | RCONG624 | $2.4M |
| Loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual - 150 pct risk weight category | RCONS455 | $1.8M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 150 pct risk weight category | RCONS561 | $1.8M |
| Total balance sheet assets - 150 pct risk weight category | RCONS503 | $1.8M |
| Total loans and leases, net of unearned income, exposures past due 90 days or more or on nonaccrual | RCONS449 | $1.8M |
| Available-for-sale securities - 50 pct risk weight category | RCOND969 | $1.5M |
| Unused commitments, original maturity exceeding one year - 100 pct risk weight category | RCONG629 | $1.2M |
| Unused commitments, original maturity exceeding one year - credit equivalent amount | RCONG625 | $1.2M |
| Total assets, derivatives, off-balance sheet items and other items subjet to risk weighting by risk-weighted category - 0 pct risk weight category | RCONG630 | $1.1M |
| Total balance sheet assets - 0 pct risk weight category | RCOND987 | $1.1M |
| Cash and balances due from depository institutions - 0 pct risk weight category | RCOND958 | $1.1M |
| Total balance sheet assets - adjustments to total reported in column a | RCONS500 | -$947K |
| Loans and leases, net of unearned income, all other exposures - 20 pct risk weight category | RCONS460 | $935K |
| Federal funds sold in domestic offices | RCOND971 | $750K |
| Federal funds sold in domestic offices - 20 pct risk weight category | RCOND973 | $750K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, face, notional or other amount | RCONS525 | $735K |
| Available-for-sale securities - adjustment to totals reported in column a | RCONS402 | -$664K |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches exposure amount | RCONH296 | $461K |
| All other assets, separate account bank-owned life insurance - application of other risk weighting approaches risk-weighted asset amount | RCONH297 | $461K |
| Total balance sheet assets - other risk weighting approaches exposure amount | RCONH300 | $461K |
| Loans and leases, net of unearned income, residential mortgage exposures - 100 pct risk weight category | RCONS443 | $196K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, 100% | RCONS530 | $147K |
| Unused commitments, original maturity of one year or less, excludes unused commitments to asset backed commercial paper conduits, credit equivalent amount | RCONS526 | $147K |
| All other assets - 20 pct risk weight category | RCOND983 | $124K |
| Available-for-sale securities - 0 pct risk weight category | RCOND967 | $76K |
| Retained resource on small business obligations sold with resource - 100 pct risk weight category | RCONG617 | $36K |
| Retained resource on small business obligations sold with resource - credit equivalent amount | RCONG613 | $36K |
| Retained resource on small business obligations sold with resource - face, notional, or other amount | RCONG612 | $36K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance end of previous calendar year as restated | RIADB508 | $5.6M |
| Equity capital, most recently reported for the end of previous calendar year (i.e., after adjustments from amended reports of income) | RIAD3217 | $5.6M |
| Total equity capital | RIAD3210 | $5.6M |
| Other comprehensive income | RIADB511 | -$123K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Preferred Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Preferred Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for loan and lease losses | RIAD3123 | $283K |
| Balance most recently reported for the december 31, 2000, reports of condition and income(i.e., after adjustments from amended report of income) | RIADB522 | $280K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$7K |
Schedule SU: Supplemental Information (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total outstanding principal balance of assets sold and securitized by the reporting institution with servicing retained or with recourse or other seller provided credit enhancement | RCONFT08 | $36K |
| Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller provided credit enhancements, but not securitized by the reporting institution | RCONFT10 | $36K |
Preferred Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Preferred Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 34900) · FFIEC NIC profile (RSSD 2811086)