Prime Alliance Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 18.4% lower than in Q1 2026, at -$7.0M. Within Utah, Prime Alliance Bank is 20th of 28 on CET1 ratio, 12.73% as of Q2 2026, below the middle of the field. Prime Alliance Bank reported 12.73% on CET1 ratio for Q2 2026, 0.75 points below the 13.48% median for banks in the $1B-10B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.73% |
| Tier 1 risk-based capital ratio | 12.73% |
| Total risk-based capital ratio | 14.00% |
| Tier 1 leverage ratio | 11.53% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $123.5M |
| Tier 1 capital | $123.5M |
| Total risk-based capital | $135.8M |
| Total equity capital | $116.5M |
| Risk-weighted assets | $970.5M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.73% |
| Tangible equity to tangible assets | 10.73% |
| Equity capital to average assets | 10.88% |
| Internal capital growth rate | 24.37% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $243K |
| Common stock surplus | $28.7M |
| Retained earnings | $94.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$7.0M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 11.34% | 11.34% | 12.62% | 10.35% | $642.8M |
| Q4 2023 | 12.15% | 12.15% | 13.43% | 10.38% | $635.9M |
| Q1 2024 | 12.76% | 12.76% | 14.04% | 10.96% | $636.5M |
| Q2 2024 | 12.79% | 12.79% | 14.07% | 11.35% | $652.8M |
| Q3 2024 | 13.35% | 13.35% | 14.63% | 10.89% | $642.7M |
| Q4 2024 | 11.48% | 11.48% | 12.75% | 10.47% | $738.8M |
| Q1 2025 | 11.13% | 11.13% | 12.41% | 10.02% | $786.1M |
| Q2 2025 | 10.37% | 10.37% | 11.64% | 9.90% | $891.6M |
| Q3 2025 | 10.43% | 10.43% | 11.70% | 9.70% | $952.0M |
| Q4 2025 | 11.44% | 11.44% | 12.71% | 9.92% | $936.6M |
| Q1 2026 | 12.59% | 12.59% | 13.86% | 11.10% | $927.6M |
| Q2 2026 | 12.73% | 12.73% | 14.00% | 11.53% | $970.5M |
Prime Alliance Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Alliance Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Alliance Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57920) · FFIEC NIC profile (RSSD 3309571)