Prime Alliance Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 44.7% lower than in Q1 2026, at $31.4M. Prime Alliance Bank ranks 23rd of 44 Utah banks on loan-to-deposit ratio, in the lower half at 91.52% (Q2 2026). Prime Alliance Bank reported 91.52% on loan-to-deposit ratio for Q2 2026, 3.32 points above the 88.20% median for banks in the $1B-10B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $40.2M |
| Cash and noninterest-bearing balances to assets | 0.81% |
| Cash and securities | $215.2M |
| Fed funds sold and reverse repos | $31.4M |
| Fed funds sold and reverse repos to assets | 2.90% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.52% |
| Net loans and leases to deposits | 88.87% |
| Loans and leases to core deposits | 101.44% |
| Core deposits to total deposits | 75.24% |
| Brokered deposits to total deposits | 14.98% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.24% | 69.94% | $0 | $0 |
| Q4 2023 | 88.58% | 71.46% | $0 | $0 |
| Q1 2024 | 89.51% | 70.39% | $0 | $0 |
| Q2 2024 | 90.22% | 70.22% | $0 | $0 |
| Q3 2024 | 85.15% | 69.66% | $0 | $0 |
| Q4 2024 | 87.20% | 68.95% | $0 | $0 |
| Q1 2025 | 88.35% | 69.42% | $0 | $0 |
| Q2 2025 | 90.06% | 69.25% | $0 | $0 |
| Q3 2025 | 89.85% | 69.15% | $0 | $0 |
| Q4 2025 | 88.08% | 72.57% | $0 | $0 |
| Q1 2026 | 89.49% | 74.50% | $0 | $0 |
| Q2 2026 | 91.52% | 75.24% | $0 | $0 |
Prime Alliance Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Alliance Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Alliance Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57920) · FFIEC NIC profile (RSSD 3309571)