Prime Alliance Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Prime Alliance Bank of Woods Cross, UT against its peer group of 927 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.25% | 1.46% | +1.79% | 98th top |
| ROAE | 30.59% | 12.68% | +17.91% | 98th top |
| Net Interest Margin | 4.88% | 3.85% | +1.03% | 94th top |
| Efficiency Ratio | 18.76% | 57.42% | -38.66% | 99th top |
| PPNR / Avg Assets | 3.99% | 1.88% | +2.11% | 98th top |
| Yield on Earning Assets | 8.15% | 5.72% | +2.43% | 98th top |
| Cost of Funds | 3.71% | 2.02% | +1.69% | 1st bottom |
| Net Interest Spread | 4.34% | 3.18% | +1.16% | 95th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.60% | 1.00% | +0.60% | 16th bottom |
| NPA / Total Assets | 1.30% | 0.76% | +0.54% | 16th bottom |
| NCO / Avg Loans | 3.86% | 0.43% | +3.43% | 1st bottom |
| ACL / Total Loans | 2.89% | 1.31% | +1.58% | 98th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 181.06% | 564.52% | -383.46% | 51st above |
| Texas Ratio | 9.94% | 7.39% | +2.55% | 24th bottom |
| Provision / NCO | 41.43% | 618.83% | -577.40% | 17th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.73% | 17.34% | -4.61% | 38th below |
| Tier 1 Ratio | 12.73% | 17.37% | -4.64% | 37th below |
| Total Capital Ratio | 14.00% | 18.42% | -4.42% | 40th below |
| Leverage Ratio | 11.53% | 11.44% | +0.09% | 70th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.73% | 11.34% | -0.61% | 55th above |
| TCE / Tangible Assets | 10.73% | 10.50% | +0.23% | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.52% | 86.95% | +4.57% | 39th below |
| Core Deposit Ratio | 75.24% | 85.56% | -10.32% | 13th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 11.62% | 9.68% | +1.94% | 81st top |
| Loan Growth (Y/Y) | 10.79% | 8.06% | +2.73% | 75th top |
| Deposit Growth (Y/Y) | 9.02% | 7.88% | +1.14% | 72nd above |
See Prime Alliance Bank's peers by name
The 927 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Prime Alliance Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Prime Alliance Bank profile, how to read a UBPR, or how this data updates.