Prime Alliance Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Total interest expense edged up by 1.5%, from $8.7M to $8.9M, the largest move among the key lines here. Within Utah, Prime Alliance Bank is 25th of 44 on net interest margin, 4.88% as of Q2 2026, below the middle of the field. Prime Alliance Bank reported 4.88% on net interest margin for Q2 2026, 1.17 points above the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 8.15% |
| Yield on loans | 9.33% |
| Yield on securities | 4.12% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 3.71% |
| Cost of interest-bearing deposits | 3.81% |
| Cost of interest-bearing liabilities | 3.81% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.88% |
| Yield to cost spread | 4.34% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $12.6M |
| Total interest expense | $8.9M |
| Interest expense on deposits | $8.9M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 7.18% | 3.87% | 3.79% | 8.13% | 2.69% |
| Q4 2023 | 7.54% | 4.10% | 4.02% | 8.52% | 3.49% |
| Q1 2024 | 7.62% | 4.11% | 4.08% | 8.77% | 3.40% |
| Q2 2024 | 7.51% | 4.15% | 3.91% | 8.56% | 3.66% |
| Q3 2024 | 7.91% | 4.51% | 4.05% | 9.17% | 3.66% |
| Q4 2024 | 7.89% | 4.21% | 4.15% | 9.20% | 3.61% |
| Q1 2025 | 7.68% | 4.07% | 4.08% | 8.89% | 3.69% |
| Q2 2025 | 8.19% | 4.04% | 4.60% | 9.32% | 3.69% |
| Q3 2025 | 8.28% | 3.98% | 4.70% | 9.34% | 3.99% |
| Q4 2025 | 8.32% | 3.98% | 4.82% | 9.62% | 4.05% |
| Q1 2026 | 8.13% | 3.70% | 4.86% | 9.31% | 4.09% |
| Q2 2026 | 8.15% | 3.71% | 4.88% | 9.33% | 4.12% |
Prime Alliance Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Prime Alliance Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Prime Alliance Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57920) · FFIEC NIC profile (RSSD 3309571)