Bank call report · Claremore, OK
RCB Bank Call Report
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RCB Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 479 reported line items, schedule by schedule (940 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 945053 |
| FDIC certificate number | 15399 |
| Total assets | $3.98B |
Official Q2 2026 call report PDF (FFIEC) →
RCB Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (27 items)
About Schedule RC · RCB Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $3.98B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $3.98B |
| Total Liabilities and Minority Interest | RCON2948 | $3.51B |
| Total Deposits | RCON2200 | $3.49B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $2.53B |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $2.28B |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $2.26B |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $1.26B |
| Deposits: Noninterest-bearing | RCON6631 | $953.4M |
| Total Equity Capital | RCON3210 | $473.4M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $473.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $276.0M |
| Surplus | RCON3839 | $226.9M |
| Interest-bearing Balances | RCON0071 | $122.5M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $111.6M |
| Intangible Assets | RCON2143 | $78.6M |
| Goodwill | RCON3163 | $76.4M |
| Securities Purchased Under Agreements to Resell | RCONB989 | $50.7M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $49.7M |
| Other Assets | RCON2160 | $47.1M |
| Accumulated Other Comprehensive Income | RCONB530 | -$30.5M |
| Other Liabilities, Total | RCON2930 | $26.2M |
| Allowance for Loan and Lease Losses | RCON3123 | $24.7M |
| Loans and Leases Held for Sale | RCON5369 | $3.5M |
| Federal Funds Sold | RCONB987 | $2.5M |
| Common Stock | RCON3230 | $1.0M |
| Other Real Estate Owned | RCON2150 | $458K |
Schedule RI: Income Statement (47 items)
About Schedule RI · RCB Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $89.5M |
| Net Interest Income | RIAD4074 | $71.6M |
| Total Noninterest Expense | RIAD4093 | $55.5M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $50.0M |
| Salaries and Employee Benefits | RIAD4135 | $33.6M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $29.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $29.7M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $29.7M |
| Net Income (Loss) | RIAD4340 | $29.7M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $29.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $25.0M |
| Total Interest Expense | RIAD4073 | $17.9M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $17.0M |
| Other Noninterest Expense | RIAD4092 | $14.2M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $13.9M |
| Total Noninterest Income | RIAD4079 | $13.6M |
| Income from Lease Financing Receivables | RIAD4065 | $12.0M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $11.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $7.1M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $6.9M |
| Other Noninterest Income | RIADB497 | $5.7M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $5.2M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $4.6M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $4.4M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $4.2M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $4.1M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $3.9M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $3.6M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $2.7M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $2.5M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $2.4M |
| Interest and Fee Income on All Other Loans in Domestic Offices | RIAD4058 | $2.2M |
| Interest and Fee Income on Loans to Finance Agricultural Production and Other Loans to Farmers in Domestic Offices | RIAD4024 | $2.2M |
| Interest on Other Securities | RIAD4060 | $1.3M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $1.2M |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $1.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $824K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $679K |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $515K |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $362K |
| Other Interest Income | RIAD4518 | $226K |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $56K |
| Income from Other Insurance and Reinsurance Activities | RIADC387 | $37K |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $31K |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $4K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $4K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 736 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $172.2M |
| Balances Due from Federal Reserve Banks | RCON0090 | $121.6M |
| Currency and Coin | RCON0080 | $22.5M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $20.6M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $7.6M |
Schedule RC-B: Securities (23 items)
About Schedule RC-B · RCB Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCONG302 | $125.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCONG303 | $123.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $682.5M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $670.0M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $1.29B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $673.6M |
| Pledged Securities | RCON0416 | $627.6M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $386.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $372.5M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $240.2M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $130.0M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $117.9M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $85.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $73.2M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $69.1M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $67.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $45.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $22.3M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $21.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $21.1M |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCON1739 | $5.0M |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCON1741 | $4.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $2.2M |
Schedule RC-C, Part I: Loans and Leases (38 items)
About Schedule RC-C, Part I · RCB Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $2.29B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $697.1M |
| All Other Lease Financing Receivables | RCONF163 | $667.4M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $667.4M |
| Pledged Loans and Leases | RCONG378 | $488.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $435.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $404.3M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $338.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $295.6M |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $280.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $275.6M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $247.0M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $205.6M |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $146.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $133.8M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $118.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $118.3M |
| Commercial and Industrial Loans | RCON1766 | $102.2M |
| Commercial and Industrial Loans to U.S. Addressees | RCON1763 | $102.2M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $100.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $91.3M |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $82.6M |
| Real Estate Loans Secured by Farmland | RCON1420 | $76.6M |
| Loans to Finance Agricultural Production and Other Loans to Farmers | RCON1590 | $64.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $41.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $37.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $36.4M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $21.5M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $19.4M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $15.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $15.6M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $10.7M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $1.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) | RCONJ451 | $794K |
| Other Loans | RCONJ464 | $794K |
| Unearned Income on Loans | RCON2123 | $401K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCON2746 | $306K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $57K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (24 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $111.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $25.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $23.0M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5583 | $16.4M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5581 | $15.5M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $14.6M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $12.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5587 | $7.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5589 | $7.6M |
| Amount Currently Outstanding of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5585 | $7.0M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $5.6M |
| Amount Currently Outstanding of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5579 | $3.4M |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 593 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 322 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5584 | 278 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 196 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 149 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 148 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5580 | 129 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 108 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5578 | 82 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5586 | 82 |
| Number of Loans Secured by Farmland (Including Farm Residential and Other Improvements) (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5582 | 65 |
| Number of Loans to Finance Agricultural Production and Other Loans to Farmers (in Domestic Offices) with Original Amounts of More Than $250,000 Through $500,000 | RCON5588 | 41 |
Schedule RC-E: Deposit Liabilities (34 items)
About Schedule RC-E · RCB Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $1.91B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $1.63B |
| Total Demand Deposits (See Note Below) | RCON2210 | $1.57B |
| Total Transaction Accounts | RCON2215 | $1.57B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $1.36B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $794.5M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $519.9M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $495.0M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $400.9M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $376.9M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $374.4M |
| Total reciprocal deposits | RCONJH83 | $371.6M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $285.0M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $236.1M |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $220.1M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $220.1M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $218.6M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $201.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $201.5M |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $190.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $176.7M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $167.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $143.8M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $125.2M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $87.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $69.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $68.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $56.0M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $39.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $25.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $18.6M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $10.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $7.6M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $1.2M |
Schedule RC-F: Other Assets (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Accrued Interest Receivable | RCONB556 | $28.0M |
| Other Assets | RCON2168 | $11.5M |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $7.6M |
| Prepaid Expenses | RCON2166 | $6.1M |
| Second Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3550 | $4.3M |
Schedule RC-G: Other Liabilities (6 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $17.2M |
| Accounts Payable | RCON3066 | $8.8M |
| Other Expenses Accrued and Unpaid | RCON3646 | $7.4M |
| Deferred Compensation Liabilities | RCONC011 | $1.1M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $1.0M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $590K |
Schedule RC-K: Quarterly Averages (17 items)
About Schedule RC-K · RCB Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $4.05B |
| Quarterly Average of Total Loans | RCON3360 | $1.60B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $1.34B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $799.9M |
| Mortgage-backed Securities | RCONB559 | $792.7M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCON3484 | $651.7M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $618.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $455.0M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $454.9M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $415.4M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $210.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $175.8M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $146.7M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $100.6M |
| All Other Securities | RCONB560 | $74.2M |
| Quarterly Average of Loans to Finance Agricultural Production and Other Loans to Farmers | RCON3386 | $64.9M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCON3365 | $43.3M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (10 items)
About Schedule RC-L · RCB Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCONF165 | $130.1M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $67.8M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $55.1M |
| Year-to-date Merchant Credit Card Sales Volume:sales for Which the Reporting Bank Is the Agent Bank with Risk | RCONC224 | $38.7M |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $23.2M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $18.4M |
| Performance Standby Letters of Credit | RCON3821 | $2.6M |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCON3819 | $1.5M |
| All Other Off-balance Sheet Liabilities | RCON3430 | $125K |
| First Component of Other Off-balance Sheet Liabilities That Is Over 25% of Total Equity Capital (3210) | RCON3555 | $125K |
Schedule RC-M: Memoranda (4 items)
About Schedule RC-M · RCB Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $17.0M |
| All other intangible assets | RCONJF76 | $2.2M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $458K |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCON6165 | 2 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (23 items)
About Schedule RC-N · RCB Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $21.5M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $14.6M |
| Additions to Nonaccrual Assets | RCONC410 | $4.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $2.0M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $1.7M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $1.1M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $852K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $758K |
| Commercial and Industrial Loans - Nonaccrual | RCON1608 | $299K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCONK218 | $268K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Farmland - Nonaccrual | RCON3495 | $236K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $210K |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $205K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $179K |
| All Other Loans - Nonaccrual | RCON5461 | $165K |
| Loans to Finance Agricultural Production and Other Loans to Farmers - Nonaccrual | RCON1583 | $165K |
| Commercial and Industrial Loans - Past Due 30-89 Days and Still Accruing | RCON1606 | $118K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCONK215 | $113K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCONK213 | $88K |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCONK216 | $88K |
| Other Construction Loans and All Land Development and Other Land Loans, Past Due 31 - 89 Days | RCONF173 | $71K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $36K |
| Lease Financing Receivables - Past Due 30-89 Days and Still Accruing | RCON1226 | $4K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (13 items)
About Schedule RC-O · RCB Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $4.05B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $3.49B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $2.31B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $1.09B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $763.6M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $421.1M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $76.6M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $11.4M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 156,448 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 3,782 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 1,518 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 34 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $17.2M |
| Retail originations during the quarter of 1-4 family residential mortgage loans for sale | RCONHT81 | $17.1M |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $3.5M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | $417K |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCONG486 | $3.5M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCONG483 | $3.5M |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCONG502 | $1.26B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCONJA36 | $1.26B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCONG505 | $1.24B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCONG476 | $1.24B |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCONG475 | $21.1M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCONG504 | $21.1M |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCONG477 | $1.3M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCONG506 | $1.3M |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · RCB Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $2.61B |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (24 items)
About Schedule RC-R, Part I · RCB Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $4.05B |
| Average Total Assets (Net of Deductions) | RCOAA224 | $3.98B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $2.61B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $473.4M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $450.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $425.4M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $425.4M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $425.4M |
| Retained Earnings | RCOAKW00 | $276.0M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $227.9M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $78.6M |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $76.4M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$30.5M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$30.5M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $24.7M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $24.7M |
| Tier 2 Capital Before Deductions | RCOAP870 | $24.7M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $2.2M |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.1725 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.163 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.163 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.107 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.0925 |
Schedule RC-R, Part II: Risk-Weighted Assets (80 items)
About Schedule RC-R, Part II · RCB Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $2.61B |
| Total Risk-weighted Assets | RCONG641 | $2.61B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $1.96B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $1.96B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $1.88B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $1.69B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $1.68B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $1.26B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $1.17B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $1.17B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $1.12B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $479.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $452.3M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $450.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $437.7M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $360.0M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $306.8M |
| Total All Other Assets | RCOND981 | $237.8M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $233.9M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $226.1M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $184.5M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $172.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $156.9M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $153.5M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $145.8M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $144.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $137.4M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $123.0M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $106.4M |
| Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures - 150 Pct Risk Weight Category | RCONS447 | $87.9M |
| Total Loans and Leases, Net of Unearned Income, High Volatility Commercial Real Estate Exposures | RCONS445 | $87.9M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $78.6M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | $74.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $68.7M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCONS517 | $53.2M |
| Repo-style Transactions - Credit Equivalent Amount | RCONS516 | $53.2M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCONS515 | $53.2M |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $52.6M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCONH172 | $50.7M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCONH171 | $50.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $41.7M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $31.4M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$30.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $28.9M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $28.2M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $21.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $18.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 150 Pct Risk Weight Category | RCONS539 | $15.4M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $12.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCONS459 | $8.8M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $7.3M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $5.0M |
| Total Off-balance Sheet Securitization Exposures | RCONS495 | $4.5M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCONS496 | $4.3M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $3.5M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $3.5M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCOND997 | $2.6M |
| Federal Funds Sold in Domestic Offices | RCOND971 | $2.5M |
| Federal Funds Sold in Domestic Offices - 20 Pct Risk Weight Category | RCOND973 | $2.5M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 50 Pct Risk Weight Category | RCONS453 | $1.7M |
| Risk-weighted Assets by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS579 | $1.6M |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCONS498 | $1.5M |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCOND992 | $1.5M |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCOND991 | $1.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $1.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCOND998 | $1.3M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 100 Pct Risk Weight Category | RCONS454 | $1.3M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCONG605 | $1.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 150% | RCONS531 | $1.2M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCOND996 | $918K |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $664K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $582K |
| Amount of allowances for credit losses on purchased credit-deteriorated assets - Loans and leases held for investment | RCONJJ30 | $575K |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCOND994 | $569K |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCONS460 | $331K |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $197K |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 20 Pct Risk Weight Category | RCONG603 | $128K |
| Off-balance Sheet Securitization Exposures - 1250 Pct Risk Weight Exposure, by Calculation Method | RCONS497 | $125K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 1250 Pct Risk Weight Category | RCONS568 | $125K |
| All Other Assets - 50 Pct Risk Weight Category | RCOND984 | $78K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCONB790 | $4.5M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCONB797 | $125K |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCONB804 | $125K |
Schedule RC-T: Fiduciary and Related Services (41 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $821.8M |
| Investment Management Agency Accounts - Managed Assets | RCONB886 | $321.8M |
| Custody and Safekeeping Accounts - Non-managed Assets | RCONB898 | $257.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Managed Assets | RCONJ259 | $189.0M |
| Other Retirement Accounts - Managed Assets | RCONB880 | $189.0M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $123.6M |
| Other Fiduciary Accounts - Managed Assets | RCONB890 | $96.7M |
| Employee Benefit-defined Contribution - Managed Assets | RCONB872 | $72.4M |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Non-managed Asset | RCONJ260 | $24.3M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $18.2M |
| Total Fiduciary Accounts - Non-managed Assets | RCONB895 | $6.4M |
| Income from Fiduciary Activities | RIAD4070 | $2.8M |
| Personal Trust and Agency Accounts - Non-managed | RCONB869 | $2.6M |
| Other Retirement Accounts - Non-managed Assets | RCONB881 | $1.8M |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCONJ253 | $1.3M |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $875K |
| Other Retirement Accounts | RIADB907 | $806K |
| Corporate Trust and Agency Accounts - Non-managed Assets | RCONB885 | $698K |
| Personal Trust and Agency Accounts | RIADB904 | $685K |
| Employee Benefit-defined Contribution | RIADB905 | $130K |
| All Other Fiduciary Income | RIADA480 | $122K |
| Custody and Safekeeping Accounts | RIADB909 | $86K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $52K |
| Other Fiduciary Accounts - Non-managed Assets | RCONB891 | $22K |
| Gross Fees, Commissions and Other Fiduciary Income: Corporate Trust and Agency Accounts | RIADA479 | $5K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 1,369 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Managed Accounts | RCONJ261 | 735 |
| Other Retirement Accounts - Number of Managed Accounts | RCONB882 | 735 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCONB888 | 408 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 146 |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCONB899 | 119 |
| Fiduciary and Related Assets:individual Retirement Accounts, Health Savings Accounts, and Other Similar Accounts - Number of Non-managed Accounts | RCONJ262 | 50 |
| Other Fiduciary Accounts - Number of Managed Accounts | RCONB892 | 46 |
| Total Fiduciary Accounts - Non-managed Accounts | RCONB897 | 23 |
| Employee Benefit-defined Contribution - Number of Managed Accounts | RCONB874 | 20 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 14 |
| Personal Trust and Agency Accounts - Number of Non-managed Accounts | RCONB871 | 9 |
| Corporate Trust and Agency Accounts - Number of Non-managed Accounts | RCONC002 | 7 |
| Other Retirement Accounts - Number of Non-managed Accounts | RCONB883 | 4 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCONJ254 | 2 |
| Other Fiduciary Accounts - Number of Non-managed Accounts | RCONB893 | 1 |
Schedule RI-A: Changes in Bank Equity Capital (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $473.4M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $463.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $463.8M |
| Other Comprehensive Income | RIADB511 | -$13.1M |
| Cash Dividends Declared on Common Stock | RIAD4460 | $7.1M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (16 items)
About Schedule RI-B, Part I · RCB Bank charge-offs and recoveries on loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $1.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $716K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $241K |
| Charge-offs on Commercial and Industrial Loans | RIAD4638 | $145K |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $87K |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $56K |
| Charge-offs on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC235 | $55K |
| Charge-offs on Automobile Loans | RIADK129 | $26K |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $20K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens | RIADC218 | $15K |
| Recoveries on Commercial and Industrial Loans | RIAD4608 | $11K |
| Recoveries on Automobile Loans | RIADK133 | $5K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $3K |
| Recoveries on All Other Loans | RIAD4628 | $1K |
| Recoveries on Loans to Finance Agricultural Production and Other Loans to Farmers | RIAD4665 | $1K |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $1K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · RCB Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $25.9M |
| Allowance for Loan and Lease Losses | RIAD3123 | $24.7M |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $1.3M |
Schedule RI-C: Disaggregated Data on the Allowance for Credit Losses (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCONJJ11 | $2.28B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCONJJ07 | $834.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCONJJ05 | $620.2M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCONJJ06 | $479.5M |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCONJJ09 | $183.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCONJJ04 | $165.7M |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCONJJ19 | $24.7M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCONJJ13 | $11.9M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCONJJ14 | $5.0M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCONJJ15 | $4.0M |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCONJJ17 | $2.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCONJJ12 | $1.8M |
Schedule RI-E: Explanations (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Bank Card and Credit Card Interchange Fees | RIADF555 | $4.8M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $4.0M |
| Marketing and Other Professional Services | RIAD0497 | $2.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $1.1M |
RCB Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the RCB Bank call report?
The RCB Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does RCB Bank file?
RCB Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the RCB Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: RCB Bank has Federal Reserve RSSD ID 945053 and FDIC certificate number 15399. Either one finds its filings on the FFIEC Central Data Repository.
How often does RCB Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
RCB Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 15399) · FFIEC NIC profile (RSSD 945053)