Riverside Savings Bank, SSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Accumulated other comprehensive income climbed 12.9% in Q2 2026, from -$2.5M to -$2.2M. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 18.78% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $17.7M |
| Tier 1 capital | $17.7M |
| Total risk-based capital | — |
| Total equity capital | $16.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 17.21% |
| Tangible equity to tangible assets | 16.55% |
| Equity capital to average assets | 17.12% |
| Internal capital growth rate | 2.83% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $18.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$2.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 19.67% | 19.98% | 19.25% |
| Q4 2023 | 17.90% | 17.00% | 16.23% |
| Q1 2024 | 18.30% | 16.50% | 15.75% |
| Q2 2024 | 18.31% | 16.69% | 15.94% |
| Q3 2024 | 17.92% | 16.98% | 16.24% |
| Q4 2024 | 18.61% | 16.52% | 15.78% |
| Q1 2025 | 18.79% | 16.37% | 15.64% |
| Q2 2025 | 18.84% | 16.27% | 15.55% |
| Q3 2025 | 18.95% | 16.94% | 16.22% |
| Q4 2025 | 18.79% | 16.92% | 16.23% |
| Q1 2026 | 18.79% | 16.77% | 16.09% |
| Q2 2026 | 18.78% | 17.21% | 16.55% |
Riverside Savings Bank, SSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Riverside Savings Bank, SSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Riverside Savings Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28314) · FFIEC NIC profile (RSSD 247476)