BankRegReports is independent of Santander Bank, N.A. and never asks for online banking logins or passwords.
Santander Bank, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 031. Below are its 828 reported line items, schedule by schedule (1,032 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
Santander Bank, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 031.
Schedule RC: Balance Sheet (42 items)
About Schedule RC · Santander Bank, N.A. balance sheet trends
Santander Bank, N.A. Schedule RC, Q2 2026 | Line item | Code | Q2 2026 |
| Total Assets | RCFD2170 | $103.96B |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCFD3300 | $103.96B |
| Total Liabilities and Minority Interest | RCFD2948 | $90.12B |
| Total Deposits | RCON2200 | $79.06B |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $63.07B |
| Loans and Leases, Net of Unearned Income - Totals | RCFDB528 | $58.40B |
| Loans and Leases, Net of Unearned Income and Allowance | RCFDB529 | $56.52B |
| Deposits: Noninterest-bearing (domestic offices) | RCON6631 | $15.99B |
| Total Equity Capital | RCFD3210 | $13.84B |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCFDG105 | $13.84B |
| Surplus | RCFD3839 | $13.79B |
| Held to maturity securities (ASU 2016-13 adoption) | RCFDJJ34 | $12.96B |
| Held-to-maturity Securities, Total (consolidated) | RCFD1754 | $12.96B |
| Held-to-maturity Securities, Total (domestic offices) | RCON1754 | $12.48B |
| Interest-bearing Balances | RCFD0071 | $11.67B |
| Other Assets | RCFD2160 | $10.16B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (consolidated) | RCFD1773 | $6.78B |
| Available-for-sale debt securities (from Schedule RC-B, column D) (domestic offices) | RCON1773 | $6.58B |
| Other Borrowed Money (consolidated) | RCFD3190 | $3.54B |
| Other Borrowed Money (domestic offices) | RCON3190 | $3.31B |
| Deposits: Noninterest-bearing (foreign offices) | RCFN6631 | $2.25B |
| Allowance for Loan and Lease Losses | RCFD3123 | $1.88B |
| Intangible Assets | RCFD2143 | $1.64B |
| Goodwill | RCFD3163 | $1.55B |
| Other Liabilities, Total | RCFD2930 | $1.38B |
| Trading Assets, Total (consolidated) | RCFD3545 | $1.25B |
| Trading Assets, Total (domestic offices) | RCON3545 | $1.21B |
| Premises and Fixed Assets (Including Capitalized Leases) | RCFD2145 | $917.9M |
| Noninterest-bearing Balances and Currency and Coin | RCFD0081 | $912.0M |
| Loans and Leases Held for Sale | RCFD5369 | $742.0M |
| Undivided Profits and Capital Reserves | RCFD3632 | $671.8M |
| Accumulated Other Comprehensive Income | RCFDB530 | -$619.6M |
| Trading Liabilities, Total (consolidated) | RCFD3548 | $561.7M |
| Trading Liabilities, Total (domestic offices) | RCON3548 | $547.4M |
| Investments and Unconsolidated Subsidiaries and Associated Companies | RCFD2130 | $289.7M |
| Securities Sold Under Agreements to Repurchase (consolidated) | RCFDB995 | $247.0M |
| Securities Sold Under Agreements to Repurchase (domestic offices) | RCONB995 | $247.0M |
| Securities Purchased Under Agreements to Resell (consolidated) | RCFDB989 | $100.0M |
| Securities Purchased Under Agreements to Resell (domestic offices) | RCONB989 | $100.0M |
| Equity securities with readily determinable fair values not held for trading (consolidated) | RCFDJA22 | $2.2M |
| Equity securities with readily determinable fair values not held for trading (domestic offices) | RCONJA22 | $2.2M |
| Common Stock | RCFD3230 | $1K |
Schedule RI: Income Statement (69 items)
About Schedule RI · Santander Bank, N.A. income statement trends
Santander Bank, N.A. Schedule RI, Q2 2026 | Line item | Code | Q2 2026 |
| Total Interest Income | RIAD4107 | $2.48B |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.80B |
| Net Interest Income | RIAD4074 | $1.49B |
| Total Noninterest Expense | RIAD4093 | $1.41B |
| Total Noninterest Income | RIAD4079 | $1.32B |
| Total Interest Expense | RIAD4073 | $993.0M |
| Provision for Loan and Lease Losses | RIAD4230 | $801.1M |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $782.7M |
| Other Noninterest Expense | RIAD4092 | $774.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $763.8M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $615.9M |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $615.7M |
| Savings Deposits (Including Mmdas) | RIAD0093 | $586.5M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $523.2M |
| Net Income (Loss) | RIAD4340 | $523.2M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $523.2M |
| Other Noninterest Income | RIADB497 | $501.7M |
| Net Servicing Fees | RIADB492 | $499.7M |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $466.6M |
| Salaries and Employee Benefits | RIAD4135 | $413.1M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $261.7M |
| Expenses of Premises and Fixed Assets | RIAD4217 | $221.8M |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $200.3M |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $182.3M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $158.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $149.7M |
| Interest on Other Securities | RIAD4060 | $139.8M |
| Interest and Fee Income on Loans in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4059 | $125.0M |
| Interest on Trading Liabilities and Other Borrowed Money | RIAD4185 | $106.9M |
| Applicable Income Taxes | RIAD4302 | $92.4M |
| All Other Loans in Domestic Offices | RIADB487 | $67.3M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $57.6M |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $52.6M |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $50.3M |
| Interest on Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RIAD4172 | $48.8M |
| Trading Revenue | RIADA220 | $44.8M |
| Gross Trading Revenue, Before Including Positive or Negative Net Cva and Net Dva | RIADFT40 | $43.6M |
| Foreign Exchange Exposures | RIAD8758 | $39.3M |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $36.7M |
| Net Gains (Losses) on Sales of Other Assets (Excluding Securities) | RIADB496 | $29.8M |
| Estimated Income on Tax-exempt Loans and Leases to States and Political Subdivisions in the U.S. | RIAD4313 | $29.6M |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $27.8M |
| Loans to Individuals for Households, Family, and Other Personal Expenditures: Credit Cards | RIADB485 | $23.7M |
| Service Charges on Deposits in Domestic Office All Other | RIADH035 | $21.4M |
| Other Interest Income | RIAD4518 | $17.7M |
| Interest Income from Trading Assets | RIAD4069 | $15.8M |
| Service Charges on Deposits in Domestic Office Overdraft Related for Individuals | RIADH032 | $15.3M |
| Interest Expense Incurred to Carry Tax-exempt Securities, Loans, and Leases Acquired After August 7, 1986, That Is Not Deductible for Federal Income Tax Purposes | RIAD4513 | $13.1M |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | -$10.6M |
| Service Charges on Deposits in Domestic Office Atm-related for Individuals | RIADH034 | $8.3M |
| Interest Rate Exposures | RIAD8757 | $5.4M |
| Service Charges on Deposits in Domestic Office Maintenance for Individuals | RIADH033 | $5.3M |
| Income from the Sale and Servicing of Mutual Funds and Annuities (in Domestic Offices) | RIAD8431 | $4.8M |
| Net Gains (Losses) on Other Real Estate Owned | RIAD5415 | $4.6M |
| Income from Lease Financing Receivables | RIAD4065 | $4.1M |
| Expense of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RIAD4180 | $3.5M |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $3.1M |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $2.9M |
| Interest Income on Federal Funds Sold and Securities Purchased Under Agreements to Resell | RIAD4020 | $2.8M |
| Fees and Commissions from Annuity Sales | RIADC887 | $2.6M |
| Fees and Commissions from Securities Brokerage | RIADC886 | $2.2M |
| Realized Gains (Losses) on Available-for-sale Debt Securities | RIAD3196 | $2.2M |
| Impact on Trading Revenue of Changes in the Creditworthiness of the Bank on the Bank's Derivatives Liabilities, Gross Debit Valuation Adjustment Dva | RIADFT38 | $1.9M |
| Net Securitization Income | RIADB493 | -$894K |
| Impact on Trading Revenue of Changes in the Creditworthiness of the Bank's Derivatives Counterparties on the Bank's Derivative Assets, Gross Credit Valuation Adjustment Cva | RIADFT36 | $755K |
| Impact on Trading Revenue of Changes in the Creditworthiness of the Bank's Derivatives Counterparties on the Bank's Derivative Assets, Cva Hedge | RIADFT37 | $593K |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | -$202K |
| Net Gains (Losses) on Credit Derivatives Held for Purposes Other Than Trading | RIADC890 | $18K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 5,678 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (11 items)
About Schedule RC-A
Santander Bank, N.A. Schedule RC-A, Q2 2026 | Line item | Code | Q2 2026 |
| Cash and Balances Due from Depository Institutions (consolidated) | RCFD0010 | $12.58B |
| Cash and Balances Due from Depository Institutions (domestic offices) | RCON0010 | $11.72B |
| Balances Due from Federal Reserve Banks (consolidated) | RCFD0090 | $10.08B |
| Balances Due from Federal Reserve Banks (domestic offices) | RCON0090 | $9.23B |
| Balances Due from Depository Institutions in the U.S. (consolidated) | RCFD0082 | $2.00B |
| Balances Due from Depository Institutions in the U.S. (domestic offices) | RCON0082 | $1.99B |
| Cash Items in Process of Collection, Unposted Debits, and Currency and Coin | RCFD0022 | $475.2M |
| Currency and Coin | RCON0080 | $300.7M |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $174.0M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks (consolidated) | RCFD0070 | $31.7M |
| Balances Due from Banks in Foreign Countries and Foreign Central Banks (domestic offices) | RCON0070 | $22.3M |
Schedule RC-B: Securities (67 items)
About Schedule RC-B · Santander Bank, N.A. securities trends
Santander Bank, N.A. Schedule RC-B, Q2 2026 | Line item | Code | Q2 2026 |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Amortized Cost | RCFDG302 | $151.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Available-for-sale Fair Value | RCFDG303 | $134.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Amortized Cost | RCFDG300 | $909.0M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Guaranteed by GNMA: Held-to-maturity Fair Value | RCFDG301 | $765.4M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCFDG306 | $198.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCFDG307 | $177.6M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Amortized Cost | RCFDG304 | $848.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Held-to-maturity Fair Value | RCFDG305 | $787.2M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Held-to-maturity Amortized Cost | RCFDG308 | $173.3M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Other Pass-through Securities: Held-to-maturity Fair Value | RCFDG309 | $165.9M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG314 | $4.00B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG315 | $3.48B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Amortized Cost | RCFDG312 | $2.87B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Held-to-maturity Fair Value | RCFDG313 | $2.57B |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Collateralized by MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCFDG318 | $1.5M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Collateralized by MBS Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCFDG319 | $1.2M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Amortized Cost | RCFDG358 | $473.9M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Available-for-sale Fair Value | RCFDG359 | $474.6M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Held-to-maturity Amortized Cost | RCFDG356 | $993.3M |
| Structured Financial Products by Underlying Collateral or Reference Assets: Corporate and Similar Loans - Held-to-maturity Fair Value | RCFDG357 | $995.0M |
| Pledged Securities | RCFD0416 | $11.98B |
| Total Fair Value of Held-to-maturity Securities | RCFD1771 | $11.55B |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCFDA562 | $10.70B |
| Total Amortized Cost of Available-for-sale Securities | RCFD1772 | $7.41B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Amortized Cost | RCFDK150 | $4.57B |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Held-to-maturity Fair Value | RCFDK151 | $3.67B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCFDA549 | $3.25B |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities (consolidated) | RCFD0211 | $1.78B |
| Amortized Cost of Held-to-maturity U.S. Treasury Securities (domestic offices) | RCON0211 | $1.78B |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCFD0213 | $1.78B |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCFDA559 | $1.23B |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA551 | $1.09B |
| Fair Value of Other Available-for-sale Domestic Debt Securities | RCFD1741 | $1.06B |
| Amortized Cost of Other Available-for-sale Domestic Debt Securities | RCFD1739 | $1.04B |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Fair Value | RCFDHT59 | $995.0M |
| Asset-backed securities and structured financial products, Structured financial products, Held-to-maturity, Amortized Cost | RCFDHT58 | $993.3M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA550 | $974.6M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCFDA248 | $916.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCFDA560 | $808.6M |
| Amortized Cost of Held-to-maturity Asset-backed Securities: Auto Loans | RCFDB846 | $785.6M |
| Total (Asset-backed Securities) Amortized Cost - Held to Maturity | RCFDC026 | $785.6M |
| Asset-backed Securities: Held-to-maturity-fair Value | RCFDC988 | $784.8M |
| Fair Value of Held-to-maturity Asset-backed Securities: Auto Loans | RCFDB847 | $784.8M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCFDA561 | $753.4M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCFDA553 | $722.7M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCFDHT52 | $717.3M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCFDHT53 | $712.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK152 | $685.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Other Commercial MBS :Issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK153 | $539.4M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Fair Value | RCFDHT61 | $474.6M |
| Asset-backed securities and structured financial products, Structured financial products, Available for sale, Amortized Cost | RCFDHT60 | $473.9M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCFD1287 | $200.2M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCFD1286 | $199.4M |
| Amortized Cost of Other Held-to-maturity Pass-through Securities | RCON1709 | $179.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCFDA555 | $163.4M |
| Unallocated portfolio layer fair value hedge basis adjustments | RCFDMG95 | -$57.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Amortized Cost | RCFDHT50 | $24.4M |
| US government agency obligations (exclude mortgage-backed securities), Held-to-maturity, Fair Value | RCFDHT51 | $24.3M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDA557 | $16.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCFDA558 | $12.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCFDA556 | $11.0M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Held-to-maturity Amortized Cost | RCFDK146 | $6.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:other Pass Through Securities : Held-to-maturity Fair Value | RCFDK147 | $5.8M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Amortized Cost | RCFDK144 | $2.2M |
| Mortgage-backed Securities (Mbs):commercial MBS: Commercial Mortgage Pass-through Securities:issued or Guaranteed by Fnma,fhlmc or GNMA: Available-for-sale Fair Value | RCFDK145 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing of Over Ffteen Years | RCFDA554 | $2.0M |
| Fair Value of All Other Available-for-sale Mortgage Backed Securities (Mba) (Include Cmos, REMICS, and Stripped MBS) | RCON1736 | $1.2M |
Schedule RC-C, Part I: Loans and Leases (77 items)
About Schedule RC-C, Part I · Santander Bank, N.A. loans and leases trends
Santander Bank, N.A. Schedule RC-C, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Leases, Net of Unearned Income (consolidated) | RCFD2122 | $59.14B |
| Total Loans and Leases, Net of Unearned Income (domestic offices) | RCON2122 | $53.33B |
| Pledged Loans and Leases | RCFDG378 | $23.12B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCFDA570 | $22.93B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (consolidated) | RCFDK137 | $19.40B |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) (domestic offices) | RCONK137 | $19.40B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCFDA574 | $13.51B |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCFDA247 | $13.14B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCFDA573 | $9.58B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (consolidated) | RCFD1460 | $9.37B |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties (domestic offices) | RCON1460 | $9.37B |
| Commercial and Industrial Loans to U.S. Addressees (consolidated) | RCFD1763 | $7.35B |
| Commercial and Industrial Loans to U.S. Addressees (domestic offices) | RCON1763 | $7.35B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCFDA572 | $5.44B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (consolidated) | RCFDF159 | $4.38B |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans (domestic offices) | RCONF159 | $4.38B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (consolidated) | RCFD5367 | $4.37B |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens (domestic offices) | RCON5367 | $4.37B |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (consolidated) | RCFDJ451 | $4.27B |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $3.36B |
| Loans Secured by Other Nonfarm Nonresidential Properties. (consolidated) | RCFDF161 | $2.42B |
| Loans Secured by Other Nonfarm Nonresidential Properties. (domestic offices) | RCONF161 | $2.42B |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCFDA571 | $2.19B |
| Loans for purchasing or carrying securities, including margin loans | RCFD1545 | $1.84B |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms | RCFDHK25 | $1.65B |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (consolidated) | RCFD1797 | $1.59B |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit (domestic offices) | RCON1797 | $1.59B |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (consolidated) | RCFD2107 | $1.29B |
| Obligations (Other Than Securities and Leases) of States and Political Subdivisions in the U.S. (domestic offices) | RCON2107 | $1.29B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (consolidated) | RCFDJ454 | $1.02B |
| Loans to Nondepository Financial Institutions and Other Loans: Loans to Nondepository Financial Institutions (domestic offices) | RCONJ454 | $1.02B |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (consolidated) | RCFDF160 | $954.7M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties (domestic offices) | RCONF160 | $954.7M |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $635.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Other Construction Loans and All Land Development and Other Land Loans | RCONK159 | $628.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $574.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Other Nonfarm Nonresidential Properties | RCONK162 | $521.2M |
| Loans to consumer credit intermediaries (consolidated) | RCFDPV08 | $463.9M |
| Loans to consumer credit intermediaries (domestic offices) | RCONPV08 | $463.9M |
| Other loans to nondepository financial institutions (consolidated) | RCFDPV09 | $462.4M |
| Other loans to nondepository financial institutions (domestic offices) | RCONPV09 | $462.4M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $447.5M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (consolidated) | RCFDB538 | $374.3M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Credit Cards (domestic offices) | RCONB538 | $374.3M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Multifamily (5 or More) Nonresidential Properties | RCONK160 | $343.2M |
| Loans to Nondepository Financial Institutions and Other Loans: Other Loans: All Other Loans (Exclude Consumer Loans) (domestic offices) | RCONJ451 | $300.9M |
| All Other Lease Financing Receivables | RCFDF163 | $207.7M |
| Lease Financing Receivables (Net of Unearned Income) | RCON2165 | $207.7M |
| Commercial and Industrial Loans to Non-u.s. Addressees (consolidated) | RCFD1764 | $167.6M |
| Commercial and Industrial Loans to Non-u.s. Addressees (domestic offices) | RCON1764 | $167.6M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $143.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCFDA575 | $99.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $95.9M |
| Loans to business credit intermediaries (consolidated) | RCFDPV06 | $89.5M |
| Loans to business credit intermediaries (domestic offices) | RCONPV06 | $89.5M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $88.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - All Other Loans | RCFDK165 | $80.9M |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 1766, 1563 for (Fr Y-9C), in Items 1766, 1563 for (FFIEC 031), in Items 1766, 1564 for (FFIEC 032 and 033), and in Items 1766, 2080 for (FFIEC 034) | RCFD2746 | $63.8M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (consolidated) | RCFDB539 | $56.0M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans (domestic offices) | RCONB539 | $56.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Commercial and Industrial Loans: to U.S. Addressees (Domicile) | RCFDK163 | $54.5M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (consolidated) | RCFD5368 | $46.1M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens (domestic offices) | RCON5368 | $46.1M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $45.8M |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $40.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (consolidated) | RCFDK207 | $28.7M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) (domestic offices) | RCONK207 | $28.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty - Construction, Land Development, and Other Land Loans: Secured by Nonfarm Nonresidential Properties: Loans Secured by Owner-occupied Nonfarm Nonresidential Properties | RCONK161 | $17.3M |
| Loans to Depository Institutions and Acceptances of Other Banks: to Commercial Banks in the U.S. | RCONB531 | $4.8M |
| Loans to Other Commercial Banks in the U.S. | RCFDB533 | $4.8M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty and in Compliance with Modified Terms: Loans Secured by 1-4 Family Residential Properties in Domestic Offices | RCONF576 | $3.1M |
| Loans Secured by Real Estate to Non-u.s. Addressees (Domicile) | RCFDB837 | $1.4M |
| Loans to mortgage credit intermediaries (consolidated) | RCFDPV05 | $454K |
| Loans to mortgage credit intermediaries (domestic offices) | RCONPV05 | $454K |
| Total Carrying Amount of Closed-end Loans with Negative Amortization Features Secure by 1-4 Family Residential Properties | RCONF230 | $59K |
| Loans Secured by 1-4 Family Residential Construction (consolidated) | RCFDF158 | $4K |
| Loans Secured by 1-4 Family Residential Construction (domestic offices) | RCONF158 | $4K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
About Schedule RC-C, Part II
Santander Bank, N.A. Schedule RC-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $396.3M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $153.8M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $112.5M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $83.7M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $11.4M |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $938K |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 4,239 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 3,951 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2,288 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 297 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 122 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 28 |
Schedule RC-D: Trading Assets and Liabilities (7 items)
About Schedule RC-D
Santander Bank, N.A. Schedule RC-D, Q2 2026 | Line item | Code | Q2 2026 |
| Trading Assets Mortgage-backed Securities: Residential Pass-through Securities Issued or Guaranteed by FNMA, FHLMC, or GNMA | RCFDG379 | $18.6M |
| Assets, Loans, Loans secured by real estate, Loans secured by 1-4 family residential properties, Consolidated | RCFDHT63 | $620.8M |
| Revaluation Gains on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCFD3543 | $609.3M |
| Unpaid principal balance of loans measured at fair value, Loans secured by real estate, Loans secured by 1-4 family residential properties, Consolidated | RCFDHT66 | $597.6M |
| Revaluation Losses on Interest Rate, Foreign Exchange Rate, and Other Commodity and Equity Contracts | RCFD3547 | $561.7M |
| Other Trading Assets (in Domestic Offices) | RCFD3541 | $139K |
| Other Trading Liabilities | RCFDF624 | $13K |
Schedule RC-E: Deposit Liabilities (38 items)
About Schedule RC-E · Santander Bank, N.A. deposit liabilities trends
Santander Bank, N.A. Schedule RC-E, Q2 2026 | Line item | Code | Q2 2026 |
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $56.70B |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $54.61B |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $30.48B |
| Total Demand Deposits (See Note Below) | RCON2210 | $22.36B |
| Total Transaction Accounts | RCON2215 | $22.36B |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $21.53B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those MMDA Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP756 | $17.89B |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $14.88B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Total Deposits in Those Other Savings Deposit Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP758 | $14.24B |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Mmdas of Individuals, Partnerships and Corporations | RCONP757 | $10.60B |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $7.86B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Interest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP754 | $6.41B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $6.35B |
| Components of Total Transaction Account Deposits of Individuals, Partnerships, and Coporations: Total Deposits in Those Noninterest-bearing Transaction Account Deposit Products Intended Primarily for Individuals for Personal, Household, or Family Use | RCONP753 | $4.66B |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $4.11B |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $3.93B |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $3.30B |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $3.24B |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $2.63B |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $1.51B |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $1.33B |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $957.3M |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $957.3M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $615.3M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $559.5M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $456.3M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $390.2M |
| Components of Total Nontransaction Account Deposits of Individuals, Partnerships and Corporations: Deposits in All Other Other Savings Deposits Accounts of Individuals, Partnerships and Corporations | RCONP759 | $340.9M |
| Nontransaction Deposits of Banks in Foreign Countries | RCON2236 | $302.5M |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $238.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $173.4M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $99.9M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $99.9M |
| Total Brokered Deposits | RCON2365 | $99.9M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $52.9M |
| Total Transaction Accounts - Deposits of Banks in Foreign Countries | RCON2213 | $28.8M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $8.0M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $3.4M |
Schedule RC-E, Part I: Deposit Liabilities in Domestic Offices (1 item)
About Schedule RC-E, Part I · Santander Bank, N.A. deposit liabilities in domestic offices trends
Santander Bank, N.A. Schedule RC-E, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Sweep deposits: Fully insured, non-affiliate, retail sweep deposits | RCONMT92 | $957.3M |
Schedule RC-E, Part II: Deposits in Foreign Offices (2 items)
About Schedule RC-E, Part II
Santander Bank, N.A. Schedule RC-E, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Deposits of: Individuals, Partnerships, and Corporations | RCFNB553 | $5.31B |
| Time Deposits in Foreign Offices with a Remaining Maturity of One Year or Less | RCFNA245 | $2.44B |
Schedule RC-F: Other Assets (9 items)
About Schedule RC-F
Santander Bank, N.A. Schedule RC-F, Q2 2026 | Line item | Code | Q2 2026 |
| Other Assets | RCFD2168 | $5.59B |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCFD3549 | $4.36B |
| Historical Cost of All Other Available-for-sale Equity Securities (consolidated) | RCFD1752 | $1.74B |
| Historical Cost of All Other Available-for-sale Equity Securities (domestic offices) | RCON1752 | $1.74B |
| Life Insurance Assets: Hybrid Account Life Insurance Assets | RCFDK270 | $1.02B |
| Life Insurance Assets: General Account Life Insurance Assets | RCFDK201 | $947.9M |
| Accrued Interest Receivable | RCFDB556 | $483.3M |
| Net Deferred Tax Assets | RCFD2148 | $305.5M |
| Life Insurance Assets: Separate Account Life Insurance Assets | RCFDK202 | $76.8M |
Schedule RC-G: Other Liabilities (5 items)
About Schedule RC-G
Santander Bank, N.A. Schedule RC-G, Q2 2026 | Line item | Code | Q2 2026 |
| All Other Liabilities | RCFD2938 | $766.3M |
| Other Expenses Accrued and Unpaid | RCFD3646 | $516.9M |
| First Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCFD3552 | $260.6M |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $58.2M |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCFDB557 | $34.1M |
Schedule RC-H: Selected Balance Sheet Items for Domestic Offices (15 items)
About Schedule RC-H
Santander Bank, N.A. Schedule RC-H, Q2 2026 | Line item | Code | Q2 2026 |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG389 | $1.28B |
| MBS: Pass-through Securities: Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG390 | $313.8M |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG393 | $7.43B |
| MBS: Other Mortgage-backed Securities (Include Cmos, REMICS and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Fair Value of Available-for-sale Securities | RCONG394 | $4.02B |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG397 | $785.6M |
| Other Domestic Debt Securities (Include Domestic Structured Financial Products and Domestic Asset-backed Securities) - Fair Value of Available-for-sale Securities | RCONG398 | $1.06B |
| Foreign Debt Securities (Include Foreign Structured Financial Products and Foreign Asset-backed Securities) - Amortized (Historical) Cost of Held-to-maturity Securities | RCONG399 | $993.3M |
| Foreign Debt Securities (Include Foreign Structured Financial Products and Foreign Asset-backed Securities) - Fair Value of Available-for-sale Securities | RCONG400 | $474.6M |
| Total Assets (Held in Domestic Offices) | RCON2192 | $96.35B |
| Total Liabilities | RCON3129 | $84.35B |
| Net Due from Own Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCON2163 | $1.84B |
| Fair Value of Available-for-sale U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8495 | $712.8M |
| Total loans held for trading | RCONHT71 | $620.8M |
| Total amount of fair value option loans held for investment and held for sale (for banks elected to elected to report or are required RC-D) | RCONJF75 | $531.3M |
| Amortized Cost of Held-to-maturity U.S. Government Agency and Corporation Obligations (Exclude Mortgage-backed Securities) | RCON8492 | $24.4M |
Schedule RC-I: Assets and Liabilities of International Banking Facilities (2 items)
About Schedule RC-I
Santander Bank, N.A. Schedule RC-I, Q2 2026 | Line item | Code | Q2 2026 |
| Total IBF Assets of the Consolidated Bank | RCFN2133 | $4.20B |
| Total IBF Liabilities | RCFN2898 | $2.66B |
Schedule RC-K: Quarterly Averages (22 items)
About Schedule RC-K · Santander Bank, N.A. quarterly averages trends
Santander Bank, N.A. Schedule RC-K, Q2 2026 | Line item | Code | Q2 2026 |
| Quarterly Average of Total Assets | RCFD3368 | $105.45B |
| Quarterly Average of Total Loans (domestic offices) | RCON3360 | $52.28B |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $50.99B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $17.82B |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $17.61B |
| Mortgage-backed Securities | RCFDB559 | $14.37B |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCFD3381 | $13.45B |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $9.45B |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $8.16B |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $8.15B |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $6.33B |
| Quarterly Average of Total Loans (foreign offices) | RCFN3360 | $5.78B |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $3.34B |
| All Other Securities | RCFDB560 | $3.34B |
| Quarterly Average of Other Borrowed Money | RCFD3355 | $3.33B |
| Quarterly Average of Interest-bearing Deposits in Foreign Offices, Edge and Agreement Subsidiaries, and IBFS | RCFN3404 | $3.13B |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCFDB558 | $2.93B |
| Quarterly Average of Assets Held in Trading Accounts | RCFD3401 | $1.03B |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards | RCONB561 | $367.4M |
| Quarterly Average of Federal Funds Purchased and Securities Sold Under Agreements to Repurchase | RCFD3353 | $247.1M |
| Lease Financing Receivables (Net of Unearned Income) - Quarterly Average | RCFD3484 | $209.0M |
| Quarterly Average of Federal Funds Sold and Securities Purchased Under Agreements to Resell | RCFD3365 | $93.4M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (58 items)
About Schedule RC-L · Santander Bank, N.A. derivatives and off-balance-sheet items trends
Santander Bank, N.A. Schedule RC-L, Q2 2026 | Line item | Code | Q2 2026 |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Sold Protection | RCFDG403 | $85K |
| Notional Amounts by Regulatory Capital Treatment: All Other Positions: Purchased Protection That Is Not Recognized as a Guarantee for Regulatory Capital Purposes | RCFDG405 | $1.8M |
| Notional Amount of Sold Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCFDG408 | $12K |
| Notional Amount of Sold Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCFDG409 | $24K |
| Notional Amount of Sold Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG410 | $49K |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over Five Years | RCFDG414 | $779K |
| Notional Amount of Purchased Credit Protection: Investment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG413 | $30K |
| Notional Amount of Purchased Credit Protection: Subinnvestment Grade - with Remaining Maturity of One Year or Less. | RCFDG415 | $147K |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over Five Years | RCFDG417 | $730K |
| Notional Amount of Purchased Credit Protection: Subinvestment Grade - with Remaining Maturity of Over One Year Through Five Years | RCFDG416 | $89K |
| Over the Counter Derivatives: Net Current Credit Exposure - Banks and Securities Firms | RCFDG418 | $537.7M |
| Over the Counter Derivatives: Net Current Credit Exposure - Corporations and All Other Counterparties | RCFDG422 | $132.7M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Banks and Securities Firms | RCFDG423 | $56.7M |
| Over the Counter Derivatives: Fair Value of Collateral: Cash U.S. Dollar - Corporations and All Other Counterparties | RCFDG427 | $57.1M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Banks and Securities Firms | RCFDG458 | $56.7M |
| Over the Counter Derivatives: Fair Value of Collateral: Total Fair Value of Collateral (Sum of Items 16.B.(1) Through (7) - Corporations and All Other Counterparties | RCFDG462 | $57.1M |
| Interest Rate Contracts - Notional Value of All Outstanding Interest Rate Swaps | RCFD3450 | $48.37B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Trading | RCFDA126 | $31.81B |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCFD8725 | $26.78B |
| Year-to-date Merchant Credit Card Sales Volume: Sales for Which the Reporting Bank Is the Acquiring Bank | RCFDC223 | $12.17B |
| Total Gross Notional Amount of Foreign Exchange Derivative Contracts Held for Trading | RCFDA127 | $10.74B |
| Foreign Exchange Swaps | RCFD3826 | $8.48B |
| Other Unused Commitments: Commercial and Industrial Loans | RCFDJ457 | $7.38B |
| Other Unused Commitments: All Other Unused Commitments | RCFDJ459 | $4.68B |
| Interest Rate Swaps Where the Bank Has Agreed to Pay a Fixed Rate | RCFDA589 | $3.96B |
| Purchased OTC Interest Rate Option Contracts | RCFD8713 | $3.61B |
| Written OTC Interest Rate Option Contracts | RCFD8709 | $3.61B |
| Interest Rate Forward Contracts | RCFD8697 | $3.00B |
| Commercial Real Estate, Other Construction Loan and Land Development Loan Commitments | RCFDF165 | $2.95B |
| Unused Commitments - Credit Card Lines | RCFD3815 | $2.24B |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCFD3814 | $2.19B |
| Credit Card Lines: Unused Consumer Credit Card Lines | RCFDJ455 | $2.05B |
| Foreign Exchange Forward Contracts | RCFD8698 | $1.98B |
| Financial Standby Letters of Credit and Foreign Office Guarantees | RCFD3819 | $1.27B |
| Other unused commitments: Loans to nondepository financial institutions | RCFDPV11 | $701.6M |
| Other unused commitments: Other loans to nondepository financial institutions | RCFDPV16 | $635.5M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Trading | RCFD8733 | $375.7M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Trading | RCFD8737 | $363.3M |
| Written OTC Foreign Exchange Option Contracts | RCFD8710 | $257.5M |
| Commercial Real Estate, Construction, and Land Development: Commitments to Fund Loans Not Secured by Real Estate | RCFD6550 | $253.5M |
| Gross Positive Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCFD8734 | $233.6M |
| Gross Negative Fair Value of Foreign Exchange Derivative Contracts Held for Trading | RCFD8738 | $198.4M |
| Credit Card Lines: Other Unused Credit Card Lines | RCFDJ456 | $190.5M |
| Gross Negative Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8745 | $101.9M |
| Spot Foreign Exchange Contracts | RCFD8765 | $69.7M |
| Gross Positive Fair Value of Interest Rate Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8741 | $61.1M |
| Other unused commitments: Loans to business credit intermediaries | RCFDPV13 | $52.7M |
| Performance Standby Letters of Credit | RCFD3821 | $44.4M |
| Commercial and Similar Letters of Credit | RCFD3411 | $31.0M |
| Purchased OTC Foreign Exchange Option Contracts | RCFD8714 | $22.7M |
| Other unused commitments: Loans to consumer credit intermediaries | RCFDPV15 | $13.3M |
| Amount of Financial Standby Letters of Credit Conveyed to Others | RCFD3820 | $2.8M |
| Credit Derivatives: Notional Amounts - Credit Defaults Swaps - Beneficiary | RCFDC969 | $1.8M |
| Gross Negative Fair Value of Equity Derivative Contracts Held for Purposes Other Than Trading That Are Marked to Market | RCFD8747 | $520K |
| Credit Derivatives: Notional Amounts-credit Default Swaps-guarantor | RCFDC968 | $85K |
| Other unused commitments: Loans to mortgage credit intermediaries | RCFDPV12 | $85K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Beneficiary:gross Positive Fair Value | RCFDC221 | $19K |
| Notional Amount of Credit Derivatives on Which the Reporting Bank Is the Guarantor:gross Negative Fair Value | RCFDC220 | $1K |
Schedule RC-M: Memoranda (17 items)
About Schedule RC-M · Santander Bank, N.A. memoranda trends
Santander Bank, N.A. Schedule RC-M, Q2 2026 | Line item | Code | Q2 2026 |
| FHLB Advances (Loans) Due in One Year or Less | RCFD2651 | $1.08B |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF055 | $1.08B |
| Secured Liabilities: Amount of 'Other Borrowings' That Are Secured | RCFDF065 | $916.8M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Five Years | RCFDF063 | $894.4M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCFDF061 | $846.9M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of One Year or Less | RCFDF060 | $649.1M |
| Other Borrowings: with a Remaining Maturity of One Year or Less | RCFDB571 | $239.8M |
| Estimated Fair Value of Mortgage Servicing Assets | RCFDA590 | $78.7M |
| Mortgage Servicing Assets | RCFD3164 | $78.7M |
| Other Borrowed Money: Other Borrowings with a Remaining Maturity or Next Repricing Date of Over Three Year Through Five Years. | RCFDF062 | $69.8M |
| All Other Real Estate Owned: Nonfarm Nonresidential Properties in Domestic Offices | RCON5512 | $19.7M |
| All other intangible assets | RCFDJF76 | $6.1M |
| All Other Real Estate Owned: 1-4 Family Residential Properties in Domestic Offices | RCON5510 | $2.2M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCFD6164 | $1.4M |
| Outstanding balance of PPP loans | RCONLG27 | $394K |
| Number of outstanding PPP Loans | RCONLG26 | 5 |
| Number of Executive Officers, Directors, and Principal Shareholders to Whom the Amount of All Extensions of Credit by the Reporting Bank (Including Extensions of Credit to Related Interests) Equals or Exceeds the Lesser of $500,000 or 5 Percent of Total Capital as Defined for This Purpose in Agency Regulations | RCFD6165 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (54 items)
About Schedule RC-N · Santander Bank, N.A. past due and nonaccrual loans, leases, and other assets trends
Santander Bank, N.A. Schedule RC-N, Q2 2026 | Line item | Code | Q2 2026 |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCFD1403 | $1.08B |
| Additions to Nonaccrual Assets | RCFDC410 | $979.9M |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCFD1406 | $783.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Past Due 30 Through 89 Days and Still Accruing | RCFDK213 | $542.6M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $392.1M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCFDHK28 | $333.3M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Automobile Loans - Nonaccrual | RCFDK215 | $319.9M |
| Loans Secured by Other Nonfarm Nonresidential Properties, Nonaccrual | RCONF183 | $140.4M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $122.6M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Nonaccrual | RCFD1253 | $104.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty -Loans Secured by Other Nonfarm Nonresidential Properties :Nonaccrual | RCONK119 | $99.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $80.4M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $60.2M |
| Itemize Loan Modifications to Borrowers Experiencing Financial Difficulty Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures: Nonaccrual | RCFDK279 | $60.0M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : All Other Loans - Nonaccrual | RCFDK128 | $60.0M |
| All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFD5459 | $50.0M |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Past Due 30 Through 89 Days and Still Accruing | RCON3499 | $45.3M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Nonaccrual | RCON5400 | $40.7M |
| Commercial and Industrial Loans to U.S. Addressees (Domicile) - Past Due 30-89 Days and Still Accruing | RCFD1251 | $34.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty : Commercial and Industrial Loans - to US Addressees - Nonaccrual | RCFDK122 | $28.5M |
| Loans Secured by 1-4 Family Residential Properties: Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit - Past Due 30 Through 89 Days and Still Accruing | RCON5398 | $17.7M |
| Loans and Leases Held for Sale-past Due 30 Thru 89 Days and Still Accruing | RCFDC240 | $14.6M |
| Loans and Leases Held for Sale | RCFDC226 | $11.5M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Nonaccrual | RCONF663 | $10.9M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, Nonaccrual | RCONF182 | $10.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 90 Days or More and Still Accruing | RCFDB576 | $7.9M |
| Total Loans and Lease Financing Receivables: Past Due 90 Days or More and Still Accruing | RCFD1407 | $7.9M |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Past Due 30 Through 89 Days and Still Accruing | RCFDHK26 | $7.6M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual (domestic offices) | RCONK116 | $7.4M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Credit Cards - Past Due 30 Through 89 Days and Still Accruing | RCFDB575 | $6.7M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty: All Other Loans - Past Due 30 Through 89 Days and Still Accruing | RCFDK126 | $6.2M |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-nonaccural | RCONC230 | $5.1M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Other Construction Loans and All Land Development and Other Land Loans-nonaccrual | RCONK110 | $4.6M |
| Other Construction Loans and All Land Development and Other Land Loans, Nonaccrual | RCONF177 | $4.6M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Past Due 30 Through 89 Days and Still Accruing | RCFDK216 | $3.3M |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Past Due 30 Through 89 Days and Still Accruing | RCFDPV23 | $1.5M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' Past Due 30 Through 89 Days and Still Accruing | RCFDK039 | $1.5M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Past Due 30 Through 89 Days and Still Accruing | RCFDK036 | $1.5M |
| Loans to Individuals for Household, Family and Other Personal Expenditures: Other - Nonaccrual | RCFDK218 | $1.4M |
| Guaranteed Portion of Loans and Leases Included in Item 10, Excluding Rebooked 'Gnma Loans' : Nonaccrual | RCFDK041 | $1.3M |
| Loans and Leases Reported in the Past Due and Nonaccrual Loans, Leases and Other Assets Which Are Wholly or Partially Guaranteed by the U.S. Government , Excluding Loans and Leases Covered by Loss-sharing Agreements with the FDIC - Nonaccrual | RCFDK038 | $1.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF179 | $1.3M |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties, 30-89 Days Past Due | RCONF178 | $970K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Loans Secured by Owner Occupied Nonfarm Nonresidential Properties: Nonaccrual (domestic offices) | RCONK117 | $750K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by Junior Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC238 | $725K |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by 1-4 Residential Properties (in Domestic Offices) - Past Due 30 Through 89 Days and Still Accruing. | RCONF661 | $543K |
| All Other Loans - Nonaccrual | RCFD5461 | $531K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Past Due 30 Through 89 Days and Still Accruing | RCFD6558 | $403K |
| Loans to Finance Commercial Real Estate, Construction, and Land Development Activities - Nonaccrual | RCFD6560 | $313K |
| Nonaccrual Assets Sold During the Quarter | RCFDC411 | $305K |
| All Other Leases, Past Due 30-89 Days and Still Accruing | RCFDF169 | $248K |
| Loan Mod to Borrowers Experiencing Fin Dfclty : Commercial and Industrial Loans - to US Addressees - Past Due 30 Through 89 Days and Still Accruing | RCFDK120 | $133K |
| All Other Leases, Nonaccrual | RCFDF171 | $80K |
| Loans to Nondepository Financial Institutions Included in Schedule Rc-n, Item 7 - Nonaccrual | RCFDPV25 | $65K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (23 items)
About Schedule RC-O · Santander Bank, N.A. other data for deposit insurance assessments trends
Santander Bank, N.A. Schedule RC-O, Q2 2026 | Line item | Code | Q2 2026 |
| Unsecured Other Borrowings with a Remaining Maturity of One Year or Less | RCFDG465 | $239.8M |
| Unsecured Other Borrowings with a Remaining Maturity of Over Five Years | RCFDG468 | $1.30B |
| Average Consolidated Total Assets for the Calendar Quarter | RCFDK652 | $105.45B |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCFDF236 | $86.17B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $43.36B |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $37.08B |
| Estimated Amount of Uninsured Assessable Deposits in Domestic Offices of the Bank and in Insured Branches in Puerto Rico and U.S. Territories and Possessions, Including Related Interest Accrued and Unpaid | RCON5597 | $26.92B |
| Average Tangible Equity for the Calendar Quarter | RCFDK654 | $12.81B |
| Total Allowable Exclusions, Including Interest Accrued and Unpaid on Allowable Exclusions (Including Foreign Deposits) | RCFDF237 | $5.34B |
| Total Foreign Deposits (Included in Item B Above) | RCFNF234 | $5.34B |
| Nonbrokered Time Deposits of More Than $250,000 in Domestic Offices | RCONK678 | $3.30B |
| Total Unfunded Commitments to Fund Construction, Land Development, and Other Land Loans Secured by Real Estate | RCFDK676 | $2.79B |
| Dually Payable Deposits in the Reporting Institution's Foreign Branches | RCFNGW43 | $2.65B |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $390.6M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Non-agency Residential Mortgage-backed Securities | RCFDM963 | $150.8M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCFDN179 | $29.9M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Commercial and Industrial Loans | RCFDN181 | $8.7M |
| Portion of Funded Loans and Securities Guaranteed or Insured by the U.S. Government (Including FDIC Loss-sharing Agreements) - Loans Secured by Multifamily Residential and Nonfarm Nonresidential Properties | RCFDN178 | $7.7M |
| Portion of Loan Modifications to Borrowers Experiencing Financial Difficulty That Are in Compliance with Their Modified Terms and Are Guaranteed or Insured by the U.S. Government (Including the FDIC) (Included in Schedule Rc-c, Part I, | RCFDL189 | $534K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 2,804,402 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 39,766 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 31,063 |
| Averaging Method Used | RCFDK653 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (5 items)
About Schedule RC-P
Santander Bank, N.A. Schedule RC-P, Q2 2026 | Line item | Code | Q2 2026 |
| Principal Amount of 1-4 Family Residential Mortgage Loans Sold During the Quarter | RCONFT04 | $1.43B |
| Wholesale originations and purchases during the quarter of 1-4 family residential mortgage loans for sale | RCONHT82 | $1.39B |
| Quarter End Amount of 1-4 Family Residential Mortgage Loans Held for Sale or Trading | RCONFT05 | $1.10B |
| Representation and Warranty Reserves for 1-4 Family Residential Mortgage Loans Sold: Total | RCONM288 | $5.8M |
| Noninterest income for the quarter from the sale, securitization, and servicing of 1-4 family residential mortgage loans | RIADHT85 | -$4.5M |
Schedule RC-Q: Assets and Liabilities Measured at Fair Value on a Recurring Basis (39 items)
About Schedule RC-Q
Santander Bank, N.A. Schedule RC-Q, Q2 2026 | Line item | Code | Q2 2026 |
| Loans and Leases Held for Sale - Level 2 Fair Value Measurements | RCFDG486 | $531.3M |
| Loans and Leases Held for Sale - Total Fair Value Reported on Schedule Rc | RCFDG483 | $531.3M |
| Trading Derivative Assets - Level 2 Fair Value Measurements | RCFDG495 | $609.3M |
| Other Trading Assets - Level 2 Fair Value Measurements | RCFDG500 | $639.6M |
| Other Trading Assets - Total Fair Value Reported on Schedule Rc | RCFDG497 | $639.6M |
| Trading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG514 | $561.7M |
| Other Trading Liabilities - Level 2 Fair Value Measurements | RCFDG519 | $13K |
| Other Trading Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG516 | $13K |
| Total Assets Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG502 | $8.70B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG505 | $7.37B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes | RCFDJA36 | $6.78B |
| Available-for-sale Securities - Level 2 Fair Value Measurements | RCFDG476 | $5.53B |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCFDG506 | $1.13B |
| Available-for-sale Securities - Level 3 Fair Value Measurements | RCFDG477 | $1.06B |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Total Fair Value Reported on Schedule Rc | RCFDG531 | $664.2M |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 2 Fair Value Measurements | RCFDG534 | $663.6M |
| Loans measured at fair value, Loans secured by real estate, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT87 | $477.5M |
| Loans measured at fair value, Unpaid principal balance of loans measured at fair value, Secured by 1-4 family residential properties, Domestic Offices | RCFDHT91 | $468.3M |
| Available-for-sale Securities - Level 1 Fair Value Measurements | RCFDG475 | $200.2M |
| Total Assets Measured at Fair Value on a Recurring Basis - Level 1 Fair Value Measurements | RCFDG504 | $200.2M |
| All Other Assets - Total Fair Value Reported on Schedule Rc | RCFDG391 | $139.8M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Total Fair Value Reported on Schedule Rc | RCFDG566 | $102.5M |
| All Other Liabilities - Total Fair Value Reported on Balance Sheet | RCFDG805 | $102.5M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 2 Fair Value Measurements | RCFDG569 | $101.9M |
| All Other Liabilities - Level 2 Fair Value Measurements | RCFDG808 | $101.9M |
| All Other Assets - Level 3 Fair Value Measurements | RCFDG804 | $78.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Level 3 Fair Value Measurements | RCFDG540 | $78.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Mortgage Servicing Rights - Total Fair Value Reported on Schedule Rc | RCFDG536 | $78.7M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Total Fair Value Reported on Schedule Rc | RCFDG541 | $61.1M |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 2 Fair Value Measurements | RCFDG544 | $61.1M |
| All Other Assets - Level 2 Fair Value Measurements | RCFDG396 | $61.1M |
| Unpaid Principal Balance of Commericial and Industrial Loans Measured at Fair Value: | RCFDF597 | $53.8M |
| Commercial and Industrial Loans Measured at Fair Value (Domestic Only) | RCFDF585 | $53.8M |
| All Other Liabilities (Itemize and Describe Amounts Included in Schedule Rc-q, Item 13, That Are Greater Than $100,000 and Exceed 25% of Item 13): Nontrading Derivative Liabilities - Level 3 Fair Value Measurement | RCFDG570 | $521K |
| All Other Liabilities - Level 3 Fair Value Measurements | RCFDG809 | $521K |
| Total Liabilities Measured at Fair Value on a Recurring Basis - Level 3 Fair Value Measurements | RCFDG535 | $521K |
| Available-for-sale Securities - Less Amounts Netted in the Determination of Total Fair Value | RCFDG474 | -$273K |
| Total Assets Measured at Fair Value on a Recurring Basis - Less Amounts Netted in the Determination of Total Fair Value | RCFDG503 | -$273K |
| All Other Assets (Itemize and Describe Amounts Included in Schedule Rc-q, Item 6, That Are Greater Than $100,000 and Exceed 25% of Item 6): Nontrading Derivative Assets - Level 3 Fair Value Measurements | RCFDG545 | $19K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (28 items)
About Schedule RC-R, Part I · Santander Bank, N.A. regulatory capital components and ratios trends
Santander Bank, N.A. Schedule RC-R, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Average total consolidated assets | RCFAKW03 | $105.45B |
| Average Total Assets (Net of Deductions) | RCFAA224 | $103.96B |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCFAA223 | $64.03B |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCFAP840 | $13.84B |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCFAP742 | $13.79B |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCFA3792 | $13.79B |
| Common Equity Tier 1 Capital | RCFAP859 | $12.97B |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCFAP852 | $12.97B |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCFA8274 | $12.97B |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCFAP875 | $1.49B |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCFAP841 | $1.45B |
| General Loan and Lease Valuation Allowances | RCFA5310 | $813.9M |
| Tier 2 (Supplementary) Capital | RCFA5311 | $813.9M |
| Tier 2 Capital Before Deductions | RCFAP870 | $813.9M |
| Retained Earnings | RCFAKW00 | $671.8M |
| Accumulated Other Comprehensive Income | RCFAB530 | -$619.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP844 | -$464.5M |
| Less: Net Unrealized Gains (Losses) on Held-to-maturity Securities That Are Included in AOCI (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP848 | -$91.7M |
| Accumulated Net Gains (Losses)on Cash-flow Hedges (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP846 | -$62.9M |
| Deferred Tax Assets (DTAS) That Arise from Net Operating Loss and Tax Credit Carryforwards, Net of Any Related Valuation Allowances and Net of Dtls | RCFAP843 | $29.1M |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCFAP842 | $5.9M |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCFAP847 | -$459K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCFA7205 | 0.2153 |
| Common Equity Tier 1 Capital Ratio | RCFAP793 | 0.2026 |
| Tier 1 Risk-based Capital Ratio | RCFA7206 | 0.2026 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCFAH311 | 0.1353 |
| Tier 1 Leverage Capital Ratio | RCFA7204 | 0.1248 |
Schedule RC-R, Part II: Risk-Weighted Assets (134 items)
About Schedule RC-R, Part II · Santander Bank, N.A. risk-weighted assets trends
Santander Bank, N.A. Schedule RC-R, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCFDS580 | $65.11B |
| Total Risk-weighted Assets | RCFDG641 | $64.03B |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG637 | $49.80B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCFDG633 | $49.80B |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCFDD990 | $43.18B |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCFDS457 | $37.96B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over One Year Through Five Years | RCFDS583 | $35.77B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCFDS462 | $32.53B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCFDG630 | $31.37B |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCFDD987 | $30.76B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - One Year or Less | RCFDS582 | $16.51B |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCFDS500 | $13.83B |
| Total All Other Assets | RCFDD981 | $13.02B |
| Total Cash and Balances Due from Depository Institutions | RCFDD957 | $12.58B |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCFDS491 | $11.26B |
| Total On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures | RCFDS490 | $11.26B |
| Total Held-to-maturity Securities | RCFDD961 | $11.18B |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCFDD958 | $10.78B |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCFDG624 | $10.24B |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCFDD962 | $9.61B |
| Unconditionally Cancellable Commitments | RCFDS540 | $9.28B |
| All Other Assets - 100 Pct Risk Weight Category | RCFDD985 | $9.09B |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCFDS439 | $8.25B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - One Year or Less | RCFDS585 | $8.10B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG632 | $7.62B |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCFDD989 | $7.62B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS442 | $7.12B |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCFDJA21 | $6.31B |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG631 | $6.04B |
| On-balance Sheet Securitization Exposures, All Other On-balance Sheet Securitization Exposures -Ssfa Risk Weight Exposure, by Calculation Method | RCFDS493 | $5.74B |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 0 Pct Risk Weight Category | RCFDS459 | $5.37B |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCFDD988 | $5.34B |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCFDG629 | $5.12B |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCFDG625 | $5.12B |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCFDD967 | $4.04B |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCFDG636 | $3.81B |
| Total Balance Sheet Assets - Other Risk Weighting Approaches Exposure Amount | RCFDH300 | $2.14B |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - Over One Year Through Five Years | RCFDS586 | $1.98B |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCFDD968 | $1.92B |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCFDD959 | $1.78B |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Adjustments to Total Reported in Column a | RCFDS476 | $1.78B |
| Total On-balance Sheet Securitization Exposures, Held-to-maturity Securities | RCFDS475 | $1.78B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - One Year or Less | RCFDS603 | $1.69B |
| All Other Assets - Adjustments to Totals Reported in Column a | RCFDS469 | $1.65B |
| Held-to-maturity Securities - 20 Pct Risk Weight Category | RCFDD963 | $1.48B |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS572 | $1.40B |
| Total Trading Assets | RCFDD976 | $1.25B |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCFDH297 | $1.23B |
| Trading Assets - Adjustments to Totals Reported in Column a | RCFDS466 | $1.22B |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCFDG635 | $1.21B |
| Financial Standby Letters of Credit - Credit Equivalent Amount | RCFDD992 | $1.17B |
| Financial Standby Letters of Credit - Face, Notional, or Other Amount | RCFDD991 | $1.17B |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS443 | $1.11B |
| All Other Assets, Separate Account Bank-owned Life Insurance - Application of Other Risk Weighting Approaches Exposure Amount | RCFDH296 | $1.09B |
| Over-the-counter Derivatives - Credit Equivalent Amount | RCFDS542 | $1.05B |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Exposure Amount | RCFDH271 | $1.04B |
| Notional Principal Amounts of Centrally Cleared Dervative Contracts, Interest Rate - Over One Year Through Five Years | RCFDS604 | $1.00B |
| All Other Assets - 0 Pct Risk Weight Category | RCFDD982 | $959.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCFDS561 | $935.6M |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCFDS503 | $935.6M |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCFDS455 | $931.4M |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCFDS449 | $931.4M |
| Available-for-sale Securities - Application of Other Risk Weighting Approaches Risk-weighted Asset Amount | RCFDH272 | $907.3M |
| Financial Standby Letters of Credit - 100 Pct Risk Weight Category | RCFDD996 | $852.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCFDS525 | $762.9M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCFDS402 | -$687.1M |
| Current Credit Exposure Across All Derivative Contracts Covered by the Regulatory Capital Rules | RCFDG642 | $664.5M |
| Over-the-counter Derivatives - 20 Pct Risk Weight Category | RCFDS545 | $577.4M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCFDS413 | $477.5M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Adjustments to Total Reported in Column a | RCFDS481 | $474.6M |
| Total On-balance Sheet Securitization Exposures, Available-for-sale Securities | RCFDS480 | $474.6M |
| On-balance Sheet Securitization Exposures, Held-to-maturity Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCFDS478 | $439.6M |
| Repo-style Transactions - Credit Equivalent Amount | RCFDS516 | $409.3M |
| Repo-style Transactions - Face, Notional, or Other Amount | RCFDS515 | $409.3M |
| Over-the-counter Derivatives - 100 Pct Risk Weight Category | RCFDS547 | $405.8M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS573 | $404.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Foreign Exchange Rate and Gold - Over Five Years | RCFDS587 | $404.4M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCFDS416 | $336.4M |
| Repo-style Transactions - 0 Pct Risk Weight Category | RCFDS517 | $291.0M |
| Loans and Leases Held for Sale, All Other Exposures - 100 Pct Risk Weight Category | RCFDS436 | $264.5M |
| Total Loans and Leases Held for Sale, All Other Exposures | RCFDS431 | $264.5M |
| Financial Standby Letters of Credit - 0 Pct Risk Weight Category | RCFDD993 | $250.7M |
| Off-balance Sheet Securitization Exposures - Adjustments to Total Reported in Column a | RCFDS496 | $224.2M |
| Total Off-balance Sheet Securitization Exposures | RCFDS495 | $224.2M |
| Held-to-maturity Securities - 50 Pct Risk Weight Category | RCFDD964 | $169.6M |
| All Other Assets - 250 Pct Risk Weight Category | RCFDH293 | $161.9M |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCFDS504 | $161.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCFDS562 | $161.9M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCFDS530 | $152.6M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCFDS526 | $152.6M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCFDS417 | $141.2M |
| Adjustments to Totals Reported in Column a, Securities Purchased Under Agreements to Resell | RCFDH172 | $100.0M |
| Totals from Schedule Rc, Securities Purchased Under Agreements to Resell | RCFDH171 | $100.0M |
| On-balance Sheet Securitization Exposures, Available-for-sale Securities - Ssfa Risk Weight Exposure, by Calculation Methodology | RCFDS483 | $94.8M |
| Held-to-maturity Securities - Adjustment to Totals Reported in Column a | RCFDS399 | -$91.7M |
| Off-balance Sheet Securitization Exposures - Ssfa Risk Weight Exposure, by Calculation Method | RCFDS498 | $77.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCFDD983 | $67.6M |
| Financial Standby Letters of Credit - 20 Pct Risk Weight Category | RCFDD994 | $63.8M |
| Over-the-counter Derivatives - 0 Pct Risk Weight Category | RCFDS543 | $63.4M |
| Repo-style Transactions - 100 Pct Risk Weight Category | RCFDS522 | $62.3M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 20 Pct Risk Weight Category | RCFDS460 | $56.1M |
| Repo-style Transactions - 20 Pct Risk Weight Category | RCFDS520 | $56.0M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Face, Notional, or Other Amount | RCFDD997 | $40.9M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Face, Notional, or Other Amount | RCFDG606 | $24.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCFDS441 | $23.9M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - 100 Pct Risk Weight Category | RCFDG605 | $20.4M |
| Performance Standby Letters of Credit and Transaction-related Contingent Items - Credit Equivalent Amount | RCFDD998 | $20.4M |
| Cash and Balances Due from Depository Institutions - 100 Pct Risk Weight Category | RCFDD960 | $19.8M |
| Trading Assets - 20 Pct Risk Weight Category | RCFDD978 | $18.6M |
| Standardized Market Risk-weighted Assets Applicable Only to Hcs That Are Covered by Market Risk Capital Rule | RCFDS581 | $16.0M |
| Centrally Cleared Derivatives - 4 Pct Risk Weight Category | RCFDS552 | $12.1M |
| Centrally Cleared Derivatives - Credit Equivalent Amount | RCFDS549 | $12.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 4 Pct Risk Weight Category | RCFDS559 | $12.1M |
| Held-to-maturity Securities - 100 Pct Risk Weight Category | RCFDD965 | $9.9M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Interest Rate - Over Five Years | RCFDS584 | $9.0M |
| Trading Assets - 100 Pct Risk Weight Category | RCFDD980 | $6.1M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - Credit Equivalent Amount | RCFDG607 | $4.9M |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 0 Pct Risk Weight Category | RCFDG608 | $4.0M |
| All Other Off- Balance Sheet Liabilities - 100 Pct Risk Weight Category | RCFDG623 | $4.0M |
| All Other Off- Balance Sheet Liabilities - Credit Equivalent Amount | RCFDG619 | $4.0M |
| All Other Off- Balance Sheet Liabilities - Face, Notional or Other Amount | RCFDG618 | $4.0M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 150 Pct Risk Weight Category | RCFDS463 | $3.8M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCFDD970 | $2.2M |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over Five Years | RCFDS590 | $791K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over Five Years | RCFDS593 | $730K |
| Risk-weighted Assets by Risk-weighted Category - 4 Pct Risk Weight Category | RCFDS570 | $485K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 100 Pct Risk Weight Category | RCFDG611 | $459K |
| Commercial and Similar Letters of Credit with an Original Maturity of One Year or Less - 20 Pct Risk Weight Category | RCFDG609 | $410K |
| Cash and Balances Due from Depository Institutions - 150 Pct Risk Weight Category | RCFDS398 | $371K |
| Cash and Balances Due from Depository Institutions - 50 Pct Risk Weight Category | RCFDS397 | $365K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - One Year or Less | RCFDS591 | $171K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Non--investment Grade Reference Asset - Over One Year Through Five Years | RCFDS592 | $138K |
| Allocation by Risk Weight Category 150%, All Other Assets | RCFDH185 | $80K |
| Notional Principal Amounts of Over-the-counter Derivate Contracts, Credit Investment Grade Reference Asset - Over One Year Through Five Years | RCFDS589 | $30K |
Schedule RC-S: Servicing, Securitization, and Asset Sale Activities (15 items)
About Schedule RC-S
Santander Bank, N.A. Schedule RC-S, Q2 2026 | Line item | Code | Q2 2026 |
| Outstanding Principal Balance of Loans Other Than 1-4 Family Residential Mortgage Loans That Are Serviced for Others | RCFDA591 | $37.28B |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with No Recourse or Other Servicer-provided Credit Enhancements | RCFDB805 | $6.28B |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - Auto Loans | RCFDB708 | $1.29B |
| Past Due Loan Amounts Included in Item 1: 30-89 Days Auto Loans | RCFDB736 | $87.2M |
| Charge-offs on Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements (Calendar Year-to-date): Auto Loans | RIADB750 | $33.9M |
| Recoveries on Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements (Calendar Year-to-date): Auto Loans | RIADB757 | $19.9M |
| Outstanding Principal Balance of Assets Serviced for Others Including Participations Serviced for Others: 1-4 Family Residential Mortgage Serviced for Others That Are in the Process of Foreclosure at Quarter-end (Includes Closed-end and Open-end Loans) | RCFDF699 | $19.8M |
| Past Due Loan Amounts Included in Item 1: 90 Days Auto Loans | RCFDB743 | $8.2M |
| Assets Sold with Recourse or Other Seller-provided Credit Enhancements and Not Securitized - 1-4 Family Residential Loans | RCFDB790 | $7.6M |
| Maximum Amount of Credit Exposure Arising from Recourse or Other Seller-provided Credit Enhancements Provided to Assets Reported in Item 11: 1-4 Family Residential Loans | RCFDB797 | $4.0M |
| Outstanding Principal Balance of Assets Serviced for Others (Memorandum Item 2.C Is to Be Completed If the Balance Is More Than $10 Million): 1-4 Family Residential Mortgages Serviced with Recourse or Oher Servicer-provided Credit Enhancements | RCFDB804 | $4.0M |
| Outstanding Principal Balance of Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements - Home Equity Lines | RCFDB706 | $1.4M |
| Past Due Loan Amounts Included in Item 1: 90 Days or More Home Equity Lines | RCFDB741 | $322K |
| Recoveries on Assets Sold and Securitized with Recourse or Other Seller-provided Credit Enhancements (Calendar Year-to-date): Home Equity Lines | RIADB755 | $81K |
| Past Due Loan Amounts Included in Item 1: 30-89 Days - Home Equity Lines | RCFDB734 | $48K |
Schedule RC-T: Fiduciary and Related Services (16 items)
About Schedule RC-T
Santander Bank, N.A. Schedule RC-T, Q2 2026 | Line item | Code | Q2 2026 |
| Custody and Safekeeping Accounts - Non-managed Assets | RCFDB898 | $43.89B |
| Fiduciary Accounts Held in Foreign Offices - Non-managed Assets | RCFNB901 | $41.47B |
| Fiduciary and Related Assets:investment Mgmt and Investment Advisory Agency Accounts -Non-managed Assets | RCFDJ253 | $41.47B |
| Total Fiduciary Accounts - Non-managed Assets | RCFDB895 | $41.47B |
| Fiduciary Accounts Held in Foreign Offices - Managed Assets | RCFNB900 | $2.42B |
| Investment Management Agency Accounts - Managed Assets | RCFDB886 | $2.42B |
| Total Fiduciary Accounts - Managed Assets | RCFDB894 | $2.42B |
| Fiduciary and Related Services Income-investment Management and Investment Advisory Agency Accounts | RIADJ315 | $196.6M |
| Income from Fiduciary Activities | RIAD4070 | $196.6M |
| Custody and Safekeeping Accounts - Number of Non-managed Accounts | RCFDB899 | 17,734 |
| Fiduciary Accounts Held in Foreign Offices - Number of Non-managed Accounts | RCFNB903 | 16,811 |
| Fiduciary and Related Assets:investment Management and Investment Advisory Agency Accounts - Number of Non-managed Accounts | RCFDJ254 | 16,811 |
| Total Fiduciary Accounts - Non-managed Accounts | RCFDB897 | 16,811 |
| Fiduciary Accounts Held in Foreign Offices - Number of Managed Accounts | RCFNB902 | 923 |
| Investment Management Agency Accounts - Number of Managed Accounts | RCFDB888 | 923 |
| Total Fiduciary Accounts - Number of Managed Accounts | RCFDB896 | 923 |
Schedule RC-V: Variable Interest Entities (5 items)
About Schedule RC-V
Santander Bank, N.A. Schedule RC-V, Q2 2026 | Line item | Code | Q2 2026 |
| Assets of consolidated variable interest entities (VIEs) that can be used only to settle obligations of the consolidated VIEs: Other Assets, Securitization Vehicles | RCFDJF91 | $2.25B |
| Assets of consoidated variable interest entites (VIEs) that can be used only to settle obligatons of the consolidated VIEs: Other assets, Other VIEs | RCFDJF90 | $2.07B |
| Liabilities of consolidated VIEs for which creditors do not have recourse to the general credit of the reporting bank: Other borrowed money, Securitization Vehicles | RCFDJF92 | $1.70B |
| Assets of Consolidated Variable Interest Entities (VIES) That Can Be Used Only to Settle Obligations of the Consolidated VIES: Cash and Balances Due from Depository Institutions - Securitization Vehicles | RCFDJ981 | $244.8M |
| Liabilities of consolidated VIEs for which creditors do not have recourse to the general credit of the reporting bank: Other liabilities, Securitization Vehicles | RCFDJF93 | $2.8M |
Schedule RI-A: Changes in Bank Equity Capital (6 items)
About Schedule RI-A
Santander Bank, N.A. Schedule RI-A, Q2 2026 | Line item | Code | Q2 2026 |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $14.17B |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $14.17B |
| Total Equity Capital | RIAD3210 | $13.84B |
| Cash Dividends Declared on Common Stock | RIAD4460 | $800.0M |
| Other Comprehensive Income | RIADB511 | -$69.7M |
| Other Transactions with Stockholders (Including Parent Holding Company) | RIAD4415 | $18.5M |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (22 items)
About Schedule RI-B, Part I · Santander Bank, N.A. charge-offs and recoveries on loans and leases trends
Santander Bank, N.A. Schedule RI-B, Part I, Q2 2026 | Line item | Code | Q2 2026 |
| Charge-offs on Allowance for Loan and Lease Losses | RIAD4635 | $323.8M |
| Charge-offs on Automobile Loans | RIADK129 | $245.9M |
| Recoveries on Allowance for Loan and Lease Losses | RIAD4605 | $167.5M |
| Recoveries on Automobile Loans | RIADK133 | $137.5M |
| Charge-offs All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK205 | $25.9M |
| Charge-offs on Commercial and Industrial Loans to U.S. Addressees | RIAD4645 | $19.9M |
| Recoveries All Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADK206 | $17.6M |
| Charge-offs on Loans to Credit Cards | RIADB514 | $13.8M |
| Charge-offs on Loans Secured by Multifamily (5 or More) Residential Properties | RIAD3588 | $13.5M |
| Recoveries on Commercial and Industrial Loans to U.S. Addressees (Domicile) | RIAD4617 | $7.3M |
| Loans Secured by Other Nonfarm Nonresidential Properties: Charge-offs | RIADC897 | $3.2M |
| Recoveries on Loans to Credit Cards | RIADB515 | $2.9M |
| Recoveries on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5412 | $1.1M |
| Recoveries on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4617, 4618, and 4628 | RIAD5410 | $697K |
| Charge-offs on All Other Loans | RIAD4644 | $696K |
| Charge-offs on Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RIAD5411 | $679K |
| Charge-offs on Loans to Finance Commercial Real Estate, Construction, and Land Development Activities Included in Items 4645, 4646, and 4644 | RIAD5409 | $507K |
| Recoveries on Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens | RIADC217 | $385K |
| Recoveries on All Other Loans | RIAD4628 | $265K |
| Loans Secured by Other Nonfarm Nonresidential Properties: Recoveries | RIADC898 | $232K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Charge-offs | RIADC895 | $173K |
| Loans Secured by Owner-occupied Nonfarm Nonresidential Properties: Recoveries | RIADC896 | $25K |
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (6 items)
About Schedule RI-B, Part II · Santander Bank, N.A. changes in allowances for credit losses trends
Santander Bank, N.A. Schedule RI-B, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.88B |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.23B |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $319.5M |
| Estimated amount of expected recoveries of amounts previously written off included within the allowance for credit losses on loans and leases held for investment (included in item 7, column A, 'Balance end of current period,' above) | RIADMG94 | $34.3M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | -$18.4M |
| Write Downs Arising from Transfer to Hfs | RIAD5523 | $4.3M |
Schedule RI-C, Part II: Disaggregated Data on the Allowance for Credit Losses, Part II (14 items)
About Schedule RI-C, Part II
Santander Bank, N.A. Schedule RI-C, Part II, Q2 2026 | Line item | Code | Q2 2026 |
| Loans and Leases, Held for Investment, Total, Amortized Cost | RCFDJJ11 | $58.40B |
| Loans and Leases, Held for Investment, Other consumer loans, Amortized Cost | RCFDJJ09 | $19.49B |
| Loans and Leases, Held for Investment, Commerical loans, Amortized Cost | RCFDJJ07 | $15.93B |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Amortized Cost | RCFDJJ05 | $12.69B |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Amortized Cost | RCFDJJ06 | $5.53B |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Amortized Cost | RCFDJJ04 | $4.38B |
| Loans and Leases, Held for Investment, Total, Allowance Balance | RCFDJJ19 | $1.88B |
| Loans and Leases, Held for Investment, Other consumer loans, Allowance Balance | RCFDJJ17 | $1.38B |
| Loans and Leases, Held for Investment, Credit cards, Amortized Cost | RCFDJJ08 | $374.3M |
| Loans and Leases, Held for Investment, Real estate loans, Commercial real estate loans, Allowance Balance | RCFDJJ13 | $216.1M |
| Loans and Leases, Held for Investment, Commerical loans, Allowance Balance | RCFDJJ15 | $173.0M |
| Loans and Leases, Held for Investment, Real estate loans, Construction loans, Allowance Balance | RCFDJJ12 | $49.3M |
| Loans and Leases, Held for Investment, Credit cards, Allowance Balance | RCFDJJ16 | $32.5M |
| Loans and Leases, Held for Investment, Real estate loans, Residential real estate loans, Allowance Balance | RCFDJJ14 | $29.7M |
Schedule RI-E: Explanations (7 items)
About Schedule RI-E
Santander Bank, N.A. Schedule RI-E, Q2 2026 | Line item | Code | Q2 2026 |
| First Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4461 | $472.1M |
| First Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4464 | $391.6M |
| Second Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4462 | -$144.2M |
| Second Itemized Amount That Exceeds 10% of Other Noninterest Expense (4092) | RIAD4467 | $61.5M |
| Third Itemized Amount That Exceeds 10% of All Other Noninterest Income (5408) | RIAD4463 | $57.0M |
| Bank Card and Credit Card Interchange Fees | RIADF555 | $38.5M |
| First Itemized Transaction of Other Transactions with Stockholders (Including Parent Holding Company) (4415) | RIAD4498 | $18.5M |
Where can I find the Santander Bank, N.A. call report?
The Santander Bank, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Santander Bank, N.A. file?
Santander Bank, N.A. files the FFIEC 031. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Santander Bank, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Santander Bank, N.A. has Federal Reserve RSSD ID 722777 and FDIC certificate number 29950. Either one finds its filings on the FFIEC Central Data Repository.
How often does Santander Bank, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.