Security State Bank of Wanamingo, Incorporated: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.11 percentage points, from 4.14% to 4.25%, the largest move among the key lines here. Within Minnesota, Security State Bank of Wanamingo, Incorporated is 82nd of 221 on net interest margin, 4.25% as of Q2 2026, above the middle of the field. Security State Bank of Wanamingo, Incorporated reported 4.25% on net interest margin for Q2 2026, 0.30 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.31% |
| Yield on loans | 6.68% |
| Yield on securities | 3.84% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.30% |
| Cost of interest-bearing deposits | 2.84% |
| Cost of interest-bearing liabilities | 2.86% |
| Cost of borrowings | 3.52% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.25% |
| Yield to cost spread | 3.45% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.6M |
| Total interest expense | $579K |
| Interest expense on deposits | $555K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.24% | 1.23% | 4.17% | 5.62% | 3.13% |
| Q4 2023 | 5.37% | 1.41% | 4.16% | 5.76% | 3.10% |
| Q1 2024 | 5.59% | 1.71% | 4.11% | 5.94% | 3.12% |
| Q2 2024 | 5.89% | 2.06% | 4.12% | 6.27% | 3.18% |
| Q3 2024 | 6.11% | 2.27% | 4.14% | 6.46% | 3.33% |
| Q4 2024 | 6.01% | 2.37% | 3.96% | 6.40% | 3.40% |
| Q1 2025 | 5.84% | 2.34% | 3.83% | 6.36% | 3.43% |
| Q2 2025 | 6.22% | 2.35% | 4.17% | 6.63% | 3.58% |
| Q3 2025 | 6.29% | 2.42% | 4.20% | 6.71% | 3.71% |
| Q4 2025 | 6.25% | 2.40% | 4.16% | 6.70% | 3.76% |
| Q1 2026 | 6.21% | 2.26% | 4.14% | 6.57% | 3.65% |
| Q2 2026 | 6.31% | 2.30% | 4.25% | 6.68% | 3.84% |
Security State Bank of Wanamingo, Incorporated yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Wanamingo, Incorporated, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Wanamingo, Incorporated profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18378) · FFIEC NIC profile (RSSD 211851)