Security State Bank of Wanamingo, Incorporated: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio dropped 1.68 percentage points in Q2 2026, from 99.89% to 98.22%. It was the largest change from Q1 2026 among the key lines here. Within Minnesota, Security State Bank of Wanamingo, Incorporated is 32nd of 221 on return on assets, 2.02% as of Q2 2026, above the middle of the field. Security State Bank of Wanamingo, Incorporated's return on assets of 2.02% is well above the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.77 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.37% |
| Equity capital to assets | 11.36% |
| Tangible equity to tangible assets | 11.36% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.03% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.02% |
| Return on equity | 18.32% |
| Net interest margin | 4.25% |
| Efficiency ratio | 46.99% |
| Yield on earning assets | 6.31% |
| Cost of funds | 2.30% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.22% |
| Core deposits to total deposits | 83.82% |
| Brokered deposits to total deposits | 6.64% |
| Deposits to assets | 85.82% |
| Securities to assets | 6.60% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 12.44% | 1.59% | 4.17% | 0.00% | 0.00% |
| Q4 2023 | 12.26% | 2.10% | 4.16% | 0.23% | 0.00% |
| Q1 2024 | 12.19% | 2.33% | 4.11% | 0.00% | 0.00% |
| Q2 2024 | 12.06% | 1.94% | 4.12% | 0.26% | 0.06% |
| Q3 2024 | 12.25% | 2.21% | 4.14% | 0.00% | 0.00% |
| Q4 2024 | 11.92% | 1.88% | 3.96% | 0.00% | 0.00% |
| Q1 2025 | 11.38% | 1.50% | 3.83% | 0.00% | -0.01% |
| Q2 2025 | 11.49% | 2.16% | 4.17% | 0.00% | 0.00% |
| Q3 2025 | 11.76% | 2.50% | 4.20% | 0.00% | 0.00% |
| Q4 2025 | 11.54% | 2.22% | 4.16% | 0.10% | 0.00% |
| Q1 2026 | 11.13% | 2.40% | 4.14% | 0.10% | 0.00% |
| Q2 2026 | 11.37% | 2.02% | 4.25% | 0.00% | 0.00% |
Security State Bank of Wanamingo, Incorporated vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Wanamingo, Incorporated, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Wanamingo, Incorporated profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18378) · FFIEC NIC profile (RSSD 211851)