Security State Bank of Wanamingo, Incorporated: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 165.2% in Q2 2026, from $2.8M to $7.3M. It was the largest change from Q1 2026 among the key lines here. Security State Bank of Wanamingo, Incorporated ranks 37th of 221 Minnesota banks on loan-to-deposit ratio, in the upper half at 98.22% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Security State Bank of Wanamingo, Incorporated sits 17.38 points higher, at 98.22% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.6M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $17.0M |
| Fed funds sold and reverse repos | $7.3M |
| Fed funds sold and reverse repos to assets | 6.47% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.9M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.59% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.22% |
| Net loans and leases to deposits | 97.20% |
| Loans and leases to core deposits | 108.58% |
| Core deposits to total deposits | 83.82% |
| Brokered deposits to total deposits | 6.64% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 98.20% | 83.13% | $0 | $2.4M |
| Q4 2023 | 99.32% | 81.94% | $0 | $2.4M |
| Q1 2024 | 97.24% | 81.35% | $0 | $2.4M |
| Q2 2024 | 97.82% | 80.45% | $0 | $2.4M |
| Q3 2024 | 97.53% | 80.01% | $0 | $1.6M |
| Q4 2024 | 97.37% | 80.02% | $0 | $1.7M |
| Q1 2025 | 93.29% | 77.91% | $0 | $1.7M |
| Q2 2025 | 98.32% | 79.08% | $0 | $2.5M |
| Q3 2025 | 100.87% | 78.69% | $0 | $2.5M |
| Q4 2025 | 95.61% | 81.49% | $0 | $2.5M |
| Q1 2026 | 99.89% | 84.31% | $0 | $2.6M |
| Q2 2026 | 98.22% | 83.82% | $0 | $2.9M |
Security State Bank of Wanamingo, Incorporated liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Security State Bank of Wanamingo, Incorporated, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Security State Bank of Wanamingo, Incorporated profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18378) · FFIEC NIC profile (RSSD 211851)