Security State Bank of Wanamingo, Incorporated: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Security State Bank of Wanamingo, Incorporated of Wanamingo, MN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.02% | 1.34% | +0.68% | 86th top |
| ROAE | 18.32% | 13.32% | +5.00% | 81st top |
| Net Interest Margin | 4.25% | 3.93% | +0.32% | 67th above |
| Efficiency Ratio | 46.99% | 61.13% | -14.14% | 87th top |
| PPNR / Avg Assets | 2.34% | 1.68% | +0.66% | 85th top |
| Yield on Earning Assets | 6.31% | 5.67% | +0.64% | 81st top |
| Cost of Funds | 2.30% | 1.88% | +0.42% | 22nd bottom |
| Net Interest Spread | 3.45% | 3.32% | +0.13% | 56th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.16% | -0.16% | 46th below |
| ACL / Total Loans | 1.03% | 1.28% | -0.25% | 30th below |
| Texas Ratio | 0.00% | 7.34% | -7.34% | 95th top |
| Provision / NCO | 4500.00% | 1394.35% | +3105.65% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.37% | 12.14% | -0.77% | 56th above |
| Equity / Assets | 11.36% | 11.36% | +0.00% | 65th above |
| TCE / Tangible Assets | 11.36% | 11.08% | +0.28% | 68th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 98.22% | 80.66% | +17.56% | 14th bottom |
| Core Deposit Ratio | 83.82% | 86.85% | -3.03% | 27th below |
| Wholesale Funding Ratio | 2.59% | 5.04% | -2.45% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.46% | 6.84% | +3.62% | 84th top |
| Loan Growth (Y/Y) | 10.12% | 7.92% | +2.20% | 74th above |
| Deposit Growth (Y/Y) | 10.24% | 6.29% | +3.95% | 83rd top |
See Security State Bank of Wanamingo, Incorporated's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Security State Bank of Wanamingo, Incorporated, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Security State Bank of Wanamingo, Incorporated profile, how to read a UBPR, or how this data updates.